No contact from CSA, they then demand 12 months of arrears!
May 18, 2012
Hi everyone I’m just looking for some advice but thought I would share my story at the same time.
My ex got pregnant while I was with her 4 years ago and soon after left me. Everything was a bit rough for a while with nasty texts and calls from her and her family but eventually everything calmed down she agreed to accept £150 a month for maintenance. This was fine for a while and we even got back together. But then she left me again and about a week later I lost my job. She instantly went to the CSA but as I was out of work and on JSA I didn’t have to pay anything until I got a job. I eventually got a new job but was a massive pay cut and debts and bills got tough to pay and I had no money left to give to her each month.
Naturally she cut me off completely from my son but the CSA did not once send me a letter, I’m assuming she did not report me to them. This went on for about a year before I got a letter from the CSA explaining arrears and demanding a stupid amount of money from me but as I couldn’t even nearly afford the amount and being young and stupid I ignored it (my own fault this and I look back thinking why did I do this). Suddenly they started taking money from my wages. I hadn’t received any letters explaining they were going to do this and the amount they were taking left me with just enough to pay my bills n rent but only left me with £20 a month for food, fuel etc.
I was instantly on the phone to them and the agent I spoke to was incredibly rude and pretty much demanded I payed this amount until my arrears were payed (but no explanation where the letters sent to me where – possible wrong address again????). I explained how much I earned and they advised they could drop it to £150 (this took 30 minutes of none stop arguing) as long as my ex was happy to do this outside of CSA. She agreed and paperwork was sent and this time received. Come next pay day though another huge chunk was taken, When I called them they said they had no record of this agreement with my ex and that I was just making this up to get out of payment. I explained that I cannot live of what was left after a payment so high, I asked her if she or anyone she knew could live of £20 a month for food and fuel, her reply “that not our problem sir”, a response that shows that all this organization cares about is your money and nothing else. After about 5 phone calls that were filled with lies and threats from them they finally agreed to drop the monthly amount to only £190 directly from my wage.
This was manageable and I was able to live comfortable of what was left (although I had to save up for a few months to have 1 night out). Over the last 2 years I have been lucky enough to have 1 or 2 pay rises so have been able to have a bit more of a social life and even managed to set up an IVA to sort the debts out but I haven’t seen the child in 3 years and have no idea where she lives or have any method of contact, not even facebook.
I know my story is nothing close to the horror many other people have been through and my heart goes out to everyone who has/is/will be screwed over by a system that has proven time and time again that it does not work. Whatever happened to the motto “if something’s broke, fix it”????
So My question is If I go to university this year and do a full time 4 year course with a part time job bringing in £50 a week will the CSA take a cut from that and will they expect me to pay money from my student loans? Money is going to be really tight and the last people I want to talk to is someone at CSA.
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I didnt bother reading all of your war and peace speach…the odd line and I was getting the pic and felt for you….until I read the bit about the system designed around the NRP and how much they get away with whilst leaving the mothers to carry the babies.
you talk utter b******s
get updates from this site sent to your inbox and READ…..75% of the horror stories are about fathers being screwed by this system and the mothers that use the kids as cash cows.The system is FAR from working in favour of the NRP. How can it possibly be when a NRP is assessed on his net income and NO bills,morgage,loans,credit card debt other bebt thats left for him to pay after a wife has dumped him…none of this is taken into account.If he meets a new partner and the ex or csa finds out about it ..these arsholes include her income into their sums as well and he’s screwed for even more..why the f**k should his partner pay for a child thats not hers.If you meet a new partner on the other hand…do you think the csa adjust whats taken from the ex and payed to you because of the extra income you have now ? NO they dont…so you tell me how the hell this is a fair system??
the NRP is not assessed on his/her ability to pay a fair amount given his/her financial circumstances.no father on here who moans is against the principal of supporting his kids..its the way this system rapes them for so much money,its unfair and unjust.The csa is surposed to look after the welfair of the child…total crap and a smoke screen..its another way of just taxing hard working honest fathers who they see as easy targets,its designed to rob peter to pay paul,it hands out cash to benefit cheats and layabouts and mothers who drop kids from different fathers and see it as a meal ticket for life and a free roof over their heads.the scumbag fathers that hide and run and buc the system like yours are the filth whom hard working honest dads like me have to pay extra because the csa cant be bothered to chase them,so they take as much as they can from us to balance the treasury books and try to justify their pathetic existance.
hell…kids welfair…my arse..when they can slap a liability order on a father because he was struggling to pay the vermin and the baliffs have cleaned the house out so now they want the house..grrrrrrr.where the HELL does that get him and his kids now..how does that help him have ANY life now with his kids when he dont even have anywhere to live.
my ex left me after just 9 months of married life and I was a loving caring father/husband and far far from abusive…I had loans and credit card dept as a direct result of being with her..wedding cost,new car for her,honeymoon,doing up the house all in around 20 grand..she walks and im left to pick up the shit she left behind…and she lives with the guy she was cyberwhoring with along with taking my daughter of 3 at the time..she works,he works,she gets child tax credits along with all the other fruits shes probably claiming along with, claiming as a single mother..lol…and im forced to pay her £320 a month for a child i not seen in a yr now and whom she wont even tell me where she lives..lol..hell im subsidising hers and his lifestyle and income..my daugter is her cash cow..I have to pay all my own bills and morgage along with the loan she left me with,feed myself..work overtime as well just to support her new home and family..who helps me…jack shit…thats who
ABOVE STORY SENT BY ME BUT POSTED ON THE WRONG STORY SO PLEASE IGNORE…IT IS NOT A REPLY TO THE ABOVE ENTITLED
“No contact from CSA, they then demand 12 months of arrears!”
SORRY FOR PLACING IN THE WRONG PLACE SIGH!!!
I would think with an income of £50 per week you would only pay the flat rate of £5 per week maintenance.
Well summed up Terry from the viewpoint of the nrp and the effect on their families
I was a student NRP and providing you give them details of your studies, including whatever documents they decide will be enough evidence to prove you’re at uni they will calculate a nil amount for you to pay. An NRP in full time education should always be assessed as having a nil liabilty. The PWC would have to apply for a “variation” or something, basically she’d need to ask them to pursue any income you get from part time work. If your income is £50-ish a week they wouldn’t ask for more than £5. It will then depend on whether they decide to take legal action to pursue any arrears you still owe. It takes a long time and loads of work to pursue you for arrears when you hardly have any income so they might not bother. Just make sure you tell them as soon as possible and give them whatever info they ask for.
Terry, I think you summed that up quite succinctly,when you put it under the right post !Yes you are so right we were asked for nearly £8000 pounds in ‘arrears’ when we have paid the pwc all along.You can imagine the shock !!Still fighting the case a year on but having to ‘exist,’ hardly live, on whats left of our wages.We are being ‘compliant’until its sorted out Why is everything geared up for the pwc & no regard for the present family of the NRP.Surely if they are paying for the children of the pwc they should be allowed to have a life of their own.My husband has been talked to as if he was shirking his responsibilities when he most certainly wasn’t.
Just realised this is an old post .It came up randomly today on csahell.hope you got the CM sorted & got to do your University Course.