What if I can’t afford to pay the CSA?

CSA Answers

24 Responses to “What if I can’t afford to pay the CSA?”

  1. Simon on January 20th, 2011 3:56 pm

    Simple one really

    My ex-wife refused to accept my maintenance payments for my children as paart of an access dispute. A year later, through the court process I started to try and get access by, she made a CSA claim for maintenance, even though she originally refused my money!

    Anyway, getting to the Point, the CSA have now made their assessment and I cannot afford it due to my other financial commitments (I’m not talking about a lavish lifestyle, just rent, food, essential bills).

    What do I do, where do I stand? I know the CSA comes first, bit this now leaves me about £300 p.m. short. It Does doesn’t seem fair that they just base their assessment on how much I earn. I earn a good wage, but because of where I live, living costs are high. I have arrears of £900 which they agreed to spread over a year but even without the arrears I cannot afford the payments.

  2. Emma on September 19th, 2011 11:15 am

    Hi, my boyfriend is having a similar problem. He has no issue paying the csa, however taking into consideration cost of living the payments are far too high. His ex has never wanted money off him before but all of a sudden has got the csa involved and now he owes back payments. But same as you even the basic cost is going to cripple us financially. We’re renting atm and i’m not sure we’re going to be able to even afford that anymore, let alone buy somewhere eventually loike we’ve had planned. Just wondering really if you sorted this at all?

  3. Amanda jones on May 18th, 2013 4:09 pm

    Hi csa said I had to pay 40 per cent of my wages which I couldn’t afford I was behind with all my bills owed money everywhere I was suicidal they wouldn’t help me at all I eventually had my house repossessed and moved into a tiny flat still paying csa most of my money I was on the edge of ending it all I begged and pleaded with them with no sympathy at all from them , I eventually had to move back in with my parents at age 45 . I have now remarried and csa just kept putting the payments up putting a strain on my new marriage I eventually gave up my job I had trained years to do and which I loved and now have no income and my husband supports me it was the only way to get them off my back ..I had shared custody of my kids and because he was unemployed he lied and said I only had them one day a week just to get money from me they believed him not me even though I sent receipts for payments I made to him csa shoud be ashamed

  4. michael on September 4th, 2013 5:54 pm

    were do I stand if I have had a week of sick,im struggling to make monthly payments as it is but next payday I will be about 400 short so I know I cant make the payments due to other bills and mortgage payments

  5. David Bourne on October 29th, 2016 12:11 pm

    I’m knee deep in arrears with this shower
    Because of chargers which is not child support just the administration of …
    They have put me in debt I’ve paid asked to pay direct to my ex who refused ok deduction of earnings in 11 months they have taken £3200 and still want more
    No food no way of getting to work
    I love my kids and if I had the a descent wage money would me no object
    But I live in Britain that is corrupt for money council tax water tax TV tax road tax mot tax food and tax on petrol not only a child tax for profit ???
    How is it in the best interest of the country to punish men biological parents who want their children in their lives
    Be abused by a goverment agency for profit it’s just a scam to exploit money from the poor or low income workers
    So kids don’t need homes toys food by the discriminated parent no just we are a bank
    To give to controlling cocersive ex partners who think that they have a right to abuse us and our children
    The law should be changed on all sides to make what is best for our children’s future
    Not just to steal money right now
    Oh we’ll take your car home
    Again how is that in our children’s best interests
    Child support my be lawful but taking garnished wages is unlawful

  6. Ben senior on December 21st, 2016 3:09 am

    Hi o really need help on a few issues please I’ve broke up with ex and child maintenance are involved and they did an assessment on me based on last years tax return coz I’m self employed and I was earning good money last year with a company I worked for for 11 years but at end of last year they went into liquidation and had to find new job which now I’m earning half the amount I was but still I’m paying the same n I feel I need to quit my job to stop my arrears building up coz I have my kids twice a week so the little money I have left over I spend on then on food nappies etc and coz I’m self employed my wages vary up and down all the time one week I cud be working the next I’m not and also I’m down has living at my mums but I spend most off time at new girlfriends and she has two children and I help her out if I can so will they put that into consideration even if I’m not down has living they thankyou your advise would be greatly appreciated

  7. Simon Bolt on January 31st, 2017 10:42 am

    I could really do with help/advice/cyanide pill, any one of those will do at the moment. I’m in £27k debt, which StepChange are trying to help me with, my income is less than my outgoings, i have a 3 year old Son who’s being assessed for Autism/Aspergers and our Landlord won’t renew our tenancy, won’t tell us why and so we have to find somewhere else to live….
    I have two children with my Ex-Mistake and this new CSA firm are screwing me over massively. I was currently paying £300 a month with the old CSA but this new firm have turned up, flexed their muscles and all of a sudden they now want £500 a month from me!! The reason?…. HMRC have me earning £39,000 a year. Yeah i was, last April, but that company has gone into liquidation and i’m now scraping £32,000. But these scumbags don’t care, they have ‘Information’ on my £39k so they’re using that. It doesn’t matter that I have a dozen new payslips here, telling a different story, or about my money issues in the opening paragraph. Paying that much will cost me everything, my current relationship, my Son, any chance in affording somewhere else, everything! I thought my Ex and I were on OK terms, but now i’ve seen the real greedy, selfish, spoiled her and i’m glad we’re apart. This new CSA have FAR TOO MUCH power, they take nothing into consideration (ie, my debt and problems or the massive amount her partner earns) and you can’t turn to anyone for help or to argue against them. It’s like screaming at a brick wall. I don’t have the amount of money they are asking for and you can’t get blood out of a stone. But they are certainly going to try!!

    If anyone has any advice that can help me i’d be grateful. I obviously want to pay for my children, but i need to keep a roof over my other one too!

  8. claire on March 3rd, 2017 2:28 pm

    just read the other comments and me and my husband are in the exact same position, old csa charge us 135 a month and its now gone up to 180 a month! my husband has explained im on maternity leave and we are struggling to get by as it is! he was told that child maintenance is like council tax it has to be paid despite this most likely causing us to lose our house. i am beyond annoyed fathers have NO rights at all im starting to think the government are making it easy for some women….have a one night stand unprotected sex, hopefully get pregnant track down the dad, refuse to let them be involved knowing full well court costs and supervised visit fees will cripple them financially and eventually have to accept they cant have that child in their life and youve got a good source of income for 16-19 years! its like a sperm doner that pays you money each month! so angry my heart goes out to all of you people that are going through the same as my husband the system is warped!!!!

  9. Jai on March 24th, 2017 7:14 am

    If we all pull together I’m sure we can get our voices heard and do something about this? Maybe I’m being naive but they can’t just TAKR money.. or can they!?

  10. Gary on March 29th, 2017 6:43 pm

    Can anyone give me any advice my ex is screwing me over with csa.
    Iv had to go through an IVA to try and sort my debts out because I’m that broke iv offered to pay her £200 a month which is a lot less than I was earning but because I was made redundant I’m now earning half of what I used to earn but the csa won’t listen to a word I’m saying.
    My ex has lied about money iv give her in the past and about me having my kids over night but as far as the csa are concerned is well Mrs Ex says this so we don’t believe you.
    What am I meant to do just leave work and sign on the jsa.
    The system is a joke

  11. Sue on April 22nd, 2017 2:09 pm

    I’m sick of the csa, my husband cannot afford to work
    Full time because of the money they want, the council don’t
    Take the money into account and I think they should, for us and his ex!
    I have 6 kids who’s dad sadly passed away so no extra money for my kids, so mine are ment to go without and suffer because his ex is greedy and not even needing the extra income! Her new bloke has no kids to support and is on a high wage!
    We are happy to buy and support his kids but the payments need to be calculated properly and working out rent benefits etc! It should also be classed as a income her end!
    After all child benefit is classed as a income

  12. Michael on May 7th, 2017 10:39 pm

    Hi guys, not going to even explain my case as its the same as all. Paid ex last 8 years now she’s wants more cms or CSA want 385 a month for 1 child. Do they not think to suggest they get a job first. Again no issues paying but be realistic. My son lives far so now I’m not only on verge of giving up work and been bankrupt I also will no longer be able to go visit my son. We need a huge stance outside there office, we need the media. I have some written evidence on CSA and maintenance we need to get them to confess on camara. How do we start

  13. John on June 4th, 2017 7:52 am

    I’m in the same boat as all of them of you. The CMF are a joke! I have one child I have a a mortgage and am just scraping by, got a bill today which they want me to pay £600 more a month!!! Tried to ring them but can’t talk till Monday. I have never missed a payment in my life but I fear now I could lose my house, and everything I have worked so hard for all my life. My ex doesn’t work, lives in ocean housing, got 2 daughters buy 2 different dads 1 is mine, 2 cats 2 dogs and lives in a ##it hole. Sitting on her backside while I am ripped off time and time again. I don’t begrudge paying for my daughter but the CMF never take into account your outgoings? What am I supposed to do? I can’t afford this, I’m going to loose everything. I’m beside myself with worry. Somebody please help us.

  14. Olivia Henry-Riley on September 9th, 2017 1:24 pm

    Hiya im having the same problem me and my partner have a son and he has a son with someone else (which he never wanted) he told her this from the start she trapped him. Now CSA are taking him to court about it saying he has to paid so much a month. Which we can’t afford. Really don’t know what to do

  15. I hate CSA on September 30th, 2017 2:43 pm

    Basically my ex stopped contact with his children and I never heard anything for a year, I was struggling to pay for my children so I called CSA! They told me he was eligible to pay something! 2momths down the line I have heard nothing and he’s just got married had a two week holiday in Croatia while I am struggling to make ends meat on my 16 hours of work! BUT my current partner has been told by CSA he has to pay £300 a month for 1 child!!! WHAT this is crazy money! I wouldn’t even expect that from my ex!! How the hell do they come up with these calculations! Yeah my partner has a good job! But what about our rent the 3 children who live at home the debts and bills! We can just about live now! I’ve had to leave my baby to go to work just so we can cover food shopping. We are both very depressed now. He’s been paying his way for 10 years for his daughter and all of a sudden his ex has got a greedy cow and wants more so she can fund her lavish lifestyle. His kid won’t see a penny of that. Yet my ex has a lavish lifestyle and doesn’t seem to have to pay naff all!! I don’t understand how all this is supposed to be fair in anyway!!!

  16. David Liddell on December 21st, 2017 1:36 pm

    Just got csa payment on my wage 4 days before xmas
    Definitely can’t afford to live now make £1500
    Per month everything bills wise not including
    Food or petrol .cant live without money or food need
    Petrol to get to work can’t afford petrol

  17. Lee on March 23rd, 2018 5:06 pm

    My ex when we split demanded to know how much it give her before deciding how often I could see my 2 children. Cut a long story out. The cms have calculated my earnings 6.5k more than I earn and my payment have gone from £80 to £427. I have my kids Sunday 10 am through to wed afternoon,every week, and 2 weeks summer holiday. I can barely afford to exist as things are. They’re enforcing my missed payment and taking it from my wages.. over a weeks wages now cant get over time and can no longer provide for my kids in any way now. Having to leave work as can’t afford petrol etc.. but that’s ok for the cms even though it was set up to ensure children don’t live in poverty when with either parent. They have it so wrong. Shes not in any need of my money as she has a new partner who supports her. She’s had 7 holidays in two years 6 without the kids. And yet I’ve had none as I can’t afford to take my kids away. Just so unfair..when will women be told to do extra work and provide for they’re children like us men are doing. I for the last 2 years have never missed a payment and for the 3.5 days I don’t have the kids, I work 60 hrs a week. Not I’m losing everything including my children yet again because of an unethical system.

  18. Cms biggest fan on March 30th, 2018 1:48 am

    jUSTICE from cms lol .. anyway hears my story so for long time I’ve payed about 130 for my two children from my wage and I agree pay for your children so I get them one night a week over and every second weekend so after some time my ex partner .. she such nice lady .. called cms told them I don’t see my kids so got letter email the usual stuff so gave them a call and try to find out what the nice lady said and to cms … so she said I have no contact with them ? WOW for me and I should pay more 300 more lol so I try to tell them I see my kids and they told me it’s what she said that counts if we both can’t agree so no JUSTICE for me now I owe one year areas lol because she lied and I don’t have court order to prove kids stay way me one.., thing she has over me is experience as she had two kids when I meet her and she toke them to cleaners aswell so it seems she knows what she is doing good for her …and she can go for holiday twice a year aging good for her I wish I could just afford one night away lol …. anyway to all you other good fathers out ther just hang on and good luck and keep your head up …. but watch out the child maintenance are about …., or as they were called 80 years ago gastapo … bit of advice don’t try lie to them or hide because they will get you and rennet the world is ruled by money and if she wants it she will get it from you as cms only take there sides so now I live on Tesco own brand and there custard creams are not to bed lol good luck fathers I know how you feel ask for help don’t be proud or big strong guy who knows what’s best coz you will crumble and as for staff at cms ther all bunch of binge drinkers who don’t care about you they just want payed at end of month so don’t ask them for help or tell them your poor me story coz they don’t care trust me they hear our shit everyday day in day out your just a number to them a 12 digit number ….. hope all goes good for who ever reads my add and live long and prosper in 🖖

  19. Cms biggest fan on March 30th, 2018 2:03 am

    Is there anyone who can help fathers ???????????? If so please we need the help we really do need it and I just wonder what can be done way cms to be fair they need to take into other people outgoing for rent etc someone out there help us ???

  20. angela foreman on June 20th, 2018 5:50 pm

    Hi, im after some advice, my partners ex wife is threatening to go to a solicitor because he hasn’t paid his maintenance for his 16year old son since January he owes her around £1200. it is not that he is refusing to pay her we jst don’t have any spare money and have been going through a really rough period. I wouldn’t mind but said ex wife Has the family home which is mortgage free, my partner let her have it in divorce. worth about £400k, she earne herself about £35k a year drives about in an 18 plate car, his other son still lives at home and earns more than my partner. she is also getting child benefit still has numerous expensive gadgets and has a lot of savings. She is pleading poverty. Should my partner still have to be paying so much to her if any.

  21. Danielle antrobus on August 5th, 2018 12:47 pm

    Surely there should be a protest to parlement if you get local mps involved fight for fair child maintenance I was a single mum and got nothing coz my ex partner was self employed and zero income but iv been on the other side a good farther left in debt becouse of a greedy ex she’s claiming benefits illegally and says her partner who works full time doesn’t live with her we r basically paying for all three children two of witch are not my husbands but because he has a good job she get £40 a month more for 1 than I got for 3 it’s not even going to the child I think if we can get all the letters to parliament they would have to address it get the meds involved so people can’t ignor it and start a campaign farthest for justice worked dad now see there kids

  22. Nikki on November 7th, 2018 7:16 pm

    Im having a similar problem. My ex took my son and he’s not working but claims benefits. I am going through court to get my son back and he wants CM. I rang them up saying I can’t afford it and he did nearly make me homeless. I had to downsize from a 2 bed to a 1 bed and I’m barely affording to live atm. I’m behind on rent and some bills as I was off sick for a few months. I’ve had to ask my manager to increase my hours as I can’t afford to live. He doesn’t pay bills so he’s doing what he wanted and being a full time dad.

    This annoys me so much as Im struggling. Now there taking it out of my wages to which I will be behind on my rent again. I fear I will become homeless if this carries on.

  23. Jane Devenay on March 27th, 2019 6:44 pm

    Why is anyone allowing this to happen? My daughter inlaw claims other benefits so will remain in her nice new 4 bed , while my son has been told he’s got to pay 139 a week plus arrears and the collection fee .
    Of course he understands he has to pay towards there care but he’s a fisherman, living in high rent costal town .
    What foul government department try and rip someone’s life from under them .
    Come on sites like fathers for justice do something 😡

  24. Sarah on July 2nd, 2019 8:58 pm

    Can anyone advise on the length of time that repayments can be spread over? We are having problems contesting the figures that calculation have been made on. We are making payments regularly and as agreed but CMS want another £4000. They have said they want it paid back over 2 years but this just isn’t manageable. Does anyone know if it is possible to spread the payments over a longer term?

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