I’m really struggling and I don’t know where else to turn
I left my husband in march this year and took my daughter with me. My son preffered to stay with his dad as the farm was there.
I am struggling to make ends meet as i am renting a cottage n pay £400 per month rent not inc anything else. I am working full time to the best of my abilities to support my daughter as on own.
My husband has no probs as he owns a farm blacksmiths land house! Prob being i dont want to take this from him as it is my sons future!
I am really being pulled both ways as i want the best for my daughter but also for my son. Child tax creds has withdrawn as didnt get closing day renual sorted.
I am really desperate and dont know where to turn. Please dont ask me to discuss with hubby as we dont talk anymore and when we do we argue. If you could help sort this mess out. Each month i am £900 overdrawn (credit limit is £400) so i am paying alot of bank charges. When it comes to next payday i have nothing to live on n dont want to go back home.
3 thoughts on “I’m really struggling and I don’t know where else to turn”
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Your husband has worked hard for what he has, so respect for you as you realise that and are planning for your Sons future. Maybe join CSA RipOffs for decent unbiased avice
Sorry to say this but why on earth did you not get the tax credits sorted??? You said that one of your children lives with your husband so you only have 1 dependent and he is paying for the other, therefore the CSA is NOT the route to go down as they will take money when he is already supporting one of your children which is completely unfair. Personally I think the split has been fair in the respect of your children. If you are working full time you should be earning a fair amount so I would assume you do not qualify for housing benefits (anything up to £16,000 per annum) Get on to tax credits and get this sorted. I am sorry to say that divorces (if you are going down this route) will result in a split of assessts, I understand the farm is your sons future so perhaps you ought to make this clear to a solicitor that you do not want the farm to be sold in proceedings… Sorry to say it but if you need help and you will not speak to your husband you will have to enlist a solicitor. I have taken time to enlist the calculator and if you are only bringing in £1000 an month after your rent and council tax you should have £500 left over to pay bills and eat. Myself and partner live off of this amount of money at present as he is in the process of finding work due to redundancy, my wage is all that supports us, we have 2 dependents! Suggestion being that you re-evaluate your outgoings and income and speak to your bank, be honest with them, tell them that the bank charges are crippling you and ask them what they can do to help. Make sure you put £50 a week away for food (£200 a month roughly) use the other £300 to pay bills and get yourself out of debt. It might take a while but stick to it, once you no longer have debt you can go back to spending a little more on yourself and your children. If your earning over £1000 a month, I have no idea why you are struggling.
Nice Pete.. The CSA couldn’t do much as you have a child each and he could also contact them. If you can’t speak without arguing try writing and suggest mediation.. You need financial support.. Are you receiving all your entitlements?