I need to be earning £32K per annum to break even
I have just done up a CSA calculator for CSA2 and CSA3.
In my current predicament where I see my 2 kids 2 nights per week, I need to be earning £32000pa to break even, based on NETT = 0.65 of gross wages. £32000 is 25% more than the so called average wage is it not?
If I rent somewhere smaller, I will not be able to have my kids stay with me at all, so the money I save on rent will be paid out in CM. Not many ‘family’ places to rent for less than £540 pm anyway.
So what to do? Well, same as a lot of others ‘absent not by choice fathers’, I am going to sell my house, and leave my job, it seems to be the only way. Live on the dole in a bedsit, where by my calculations, I will be better off.
Not having broadband since I don;t have my kids anymore, not having Diesel to pay, not having Life Insurance(the kids will just have to be left nothing when I die). I won’t need house insurance, there’ll be nothing there to break/steal, no TV license to pay as I won’t have a TV, no rates to pay since I don’t own a bottomless money sucking pit any more, don’t need any bus fares since I won’t have any work to go to, not paying to have a car to drive to get my kids or leave them back again, and I won’t be able to afford a mobile phone to phone my kids and talk to them.
Food, electric, heat will just have to come out of the £63/week JSA (minus £7 for two kids), and even though I will be poor, and childless, and wondering how the Government could be so unfair to fathers who do NOT want to be absent, I’ll continue to give the finger to whomever thinks the CSA/CMEC is still a good idea!
Here is a ficticious breakdown, costs are real, salary £32000 is not real.
Item cost
Broadband / phone £40.00
child maintenance £247.62
Groceries / month £250.00
Personal Life Insurance £25.00
Diesel/petrol £78.00
House Insurance £22.00
Rent / Mortgage £540.00
Electricity £78.00
TV License £12.50
Rates £83.00
Bus / month £150.00
Car Loan £80.00
Mobile £30.00
Gym £0.00
Car Insurance £0.00
Lunches per month £40.00
Credit card £0.00
Heating Oil £50.00
Savings £0.00
Total costs £1,726.12
Pay / month £1,733.33
Total left per month. £7.21
6 thoughts on “I need to be earning £32K per annum to break even”
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more u earn the more she get’s. but if uhave the 2 night a week that want 104 days out the year . i would get a lawyer n get a thing out side of the CSA SHE CAN NOT SAY NO TO THESE AND GO BACK TO CSA AS U CAN FIGHT IT AND U WELL WIN ( LONG U HAVE PROVE AND LAWYER ON YOU SIDE with new rule that is )
Why a lawyer? An agreement made by a lawyer isn’t legally binding. Lawyers have no legal jurisdiction to make or uphold the law.
The only thing that can supersede the CSA, is a court order for maintenance and these can be done without a lawyer. A private arrangement between dad and mum can also over rule the CSA. The resident parent can refuse to sign an agreement made up by the lawyer as they are not worth the paper they’re written on.
My ex owns his own house and business but he’s suppose to pay me only £9 a week which he won’t. Hasn’t paid for a year. Ingores CSa letters and calls.
cos if a man has hios child for more then 52 night though the year he can fight the payments down cos he going need money to look after the kids as well as he has them every weekend it ADDS UP . AND NO IT CANT NOT IF THEIR A LAWYER TO SING IT AS WELL .
I get paid higher than the average wage, and £32k is more than double what I earn.
I can understand your frustration. I’m being ripped off by them too. The CSA do not care and will let you live in poverty quite happily though. I face redundancy in a couple of years so I will be happy to sit on the dole and be better off as a result until my kids are over 21.