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How can I pay a fair amount for my son and still retain some income?

My ex has just gone to the CSA and go more money from me for the support of my son. I have always paid over the last 13 years for my son and every time I get a bit more money or better myself she is on to the CSA and they take more money. Is there anyone out there who I can go to who can look at my financial situation and advise me on how I can pay a fair amount for my son and be able to retain some income?

I am remarried and every time this crops up it causes immense issue with my new wife as she feels that we are being punished at every step. My ex is remarried works as does her husband they have a good standard of life and the amount taken from me for my 15 year old son who lives with her is extortionate. When I have approached the CSA to discuss this I always come away worse off. As a father who wants to do the best for his son I am an easy target for my ex and the CSA. If anyone can help me please please let me know. Thank you.

15 thoughts on “How can I pay a fair amount for my son and still retain some income?

  1. @Michael – if you have a case with the CSA they will assess you on your income along with allowances for any children in your household and a reduction for shared care if your son stays overnight with you for 52 nights a year or more. The amount payable for 1 child is 15% of your net income. You should check you are getting the right allowances for children in your household and shared care if applicable.

    If your maintenance calculation is correct and you are paying regular maintenance only (no arrears) this is what you will be expected to pay whilst the case is open. If you and your ex are able to discuss the issue of child maintenance and come to a private agreement the case can be made Maintenance Direct – where the case remains open but payments are payed privately between yourself and your ex, and this payment can be at an amount agreed between you, for the case to be made MD both NRP and PWc must contact the agency to advise this has been agreed- or it can be closed at the PWCs request.

    @ Amanda – a re-assessment can be requested if the NRP’s income increases or decreases by more than 5% – if the income drops the new MC will be lower

  2. Michel:- If your case has been open for 13 years then you might be on CS1 where the assessment is more complex than a straight % giving you housing costs and living allowances which should be detailed in your assessment letter.
    If the PWC is not in receipt of benefits or WTC it will also take account of their income and living costs.
    If your income increases or your housing costs decrease then maintenance liability will increase.

  3. bit harsh amanda? He says he has paid for 13 years. NRPs are not just walking wallet surrogate parents…they are still human beings with a right to a life, and to enjoy life (I can almost feel the groans from some PWCs lol) But seriously, just because you have a child and break up with the parent of your child, should not sentence you to a life of misery and poverty to prove you are taking being a parent seriously. So much more complex than that.

    This is not about childrens welfare, it is a source of unfair revenue and discrimination against NRPs in the process. When I had a child and was in at receipt of benefits, I was able to care for my child without the need for maintenence off the father (who yes, was not a dad, shall we say). Add a few hours work on top of that, and I was doing even better. To me, the father not even wanting to know his child, was him not taking his responsibility seriously. Had he been involved without financial support, I would have considered this a far greater way to show he was serious about fatherhood, which is all I wanted. I may have been only 20 back then, but jeez, I knew love wasnt about money.

  4. Took the idiots at csa nearly 12 years to find my ex he paid nothing, my hubby has had to financially support 2 families and his ex enjoying a champagne life whilst we were living in poverty and my children going without, not only did my ex have kids elsewhere that he paid for he also enjoyed foreign holidays and nice cars, didt put his hand in his pocket did he, so while he gets away with paying my hubby has always paid, the system is so wrong, all one sided, so yes Amanda that’s why my answers are the way they are, get over it

  5. @ Amanda Just to add, I don’t use the CSA, nor would I after the way they have treated my family, so do us all a favour and get your facts straight

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