How are mortgages taken into account by CSA?
My son who is on the old system csa….For the last 13 yrs he has done a standing oorder for his two boys for 300pcm.
The eldest boy is now 20 so payments have finished BUT his ex wife has gone back to the still active old csa and they have informed him he has to pay 476 for the one child who is fifteen.
Now for the question both couples mortgage are taken into account BUT my sons mortgage was in a form of solicitor agreement 7 yrs ago for a standing order of 550pcm which he has always paid and has appx 7/8yrs outstanding.
A PHONE CALL TO CSA GAVE TWO DIFFERENT ANSWERS……1ST LADY SAID MAYBE IT WILL BE TAKEN INTO ACCOUNT IF YOU SEND AGREEMENT AND STANDING ORDER DETAILS FOR THE LAST 7 YRS. 2ND LADY JUST SAID NO…..
CAN YOU TELL ME IF THYS AGREEMENT FROM ME AND HIS DAD WILL STAND AT THE CSA AS A MORTGAGE.
3 thoughts on “How are mortgages taken into account by CSA?”
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If the agreement is validated by a solicitor and there is evidence that it pertains to housing costs then they may take it into account from when they were first informed about it.
What housing costs were they using previously?
When was there a last change of circumstances on the case because they may want to up date everything including changes in income.
Never allowed for it for my hubby… He was basically given an allowance off his assessment of £43 a week living costs…
On CS1, old system old rules, pre 2003, housing costs, rent or mortgage payments were included in the exempt income which was deducted from the net income before an assessment for maintenance was made.
Of course if the correct information was not given, only the personal allowance was given in the exempt income which might have been about £43 twenty years ago.