CSA has taken my car allowance
How much is enough!
First I do not codone any father that walks away from the responsibility of their children.
But the whole system is just totally wrong and the CSA is a sexist institution.
65% of my net income goes to supporting my daughter. This includes paying the mortgage, school fees, car loan for ex, tutor so that she can get into grammar school, uniform, clothes, entertainment etc etc. This doesn’t include Christmas, her birthday or any holidays just the items she needs.
So the ex decides this is not enough because she just wants to cause me further damage. So off to the CSA she goes.
Well those bastards are totally dishonest and sexist. First the take my car allowance and say this is income because it is not used EXCLUSIVELY for my work. Why would my comapny give me a car allowance if it wasn’t required to perform my duties. Then I state if they provided me with a company car then not only couldn’t they take this as income but my net income would be reduced because of the tax associated with company cars. They totally ignore my arguement!!
Then they refuse to recognise the car loan I am paying for the ex.
Then they refuse to recognise all the things I have been paying for my daughter. They state that the ex has to accept these (as if she is going to). The lazy cow even refuses to take our daughter to the tutor which in turn costs me an additional £10 per week to keep her in school after hours.
The ex has her own business which I set up for her before we got divorced. Because it is a cash only business she is able take undeclared cash out of the business and still get full income support etc.
Every week when I pick my daughter up from school on a Friday her shirt cuffs are black because the ex is just too lazy to give her a clean shirt everyday. She is also bad mouthing me in front of my daughter claiming I don’t provide support for our daughter (ya right so 65% of my net income is not support).
I even offered her £200 per month if she stopped the CSA case but all she wants to do is cause me as much grief as possible.
Then last Monday I get a decision letter stating that on top of everything I pay I should give another £65 per week. Three days later I get a letter stating I should pay £240 per week because of arrears. When I phone up the CSA to discuss they tell me that they have already applied for a deduction of earnings.
This will leave me with about £30 per week to live off, so CSA, are you really stopping child poverty or just turning father into poverty. You are there for disgruntle exs to cause maximum damage to fathers.
I am seriously considering quitting my job but my greatest concern is the effect this could have on my daughter. I sat my daughter down to explain exactly what I pay towards her living costs so at least now she can understand the lies her mother has been spouting.
So much for a fair British system, but I am not going to give up this fight and fortunately my company is prepared to help because DOEs are not legal even if the CSA thinks they are.
I really do feel for fathers going through the same issues as me but don’t get to see their children.
Isn’t it time for change?
7 thoughts on “CSA has taken my car allowance”
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Hi There, you are correct and unfortunately it’s not going to get any easier…
All the CSA want to know is what you earn so that they can take a % of it…. harsh as it sounds (especially for your daughter), I would cancel everything and only pay CSA…. your ex put you in to this situation with her greed and you will have to survive the best you can!!! NRP (non resident parents) have lost their homes by trying to do the right thing by their kids.
The people the CSA was set up to protect are the people who are completely neglected (by the CSA system)….. the kids!!!
My partner was in the process of selling his house (due to his ex’s greed and CSA unrealistic demands) when I met him… like you, he had always been fair and paid more than he should have but it wasn’t enough for the ex…. she too lied, and we went through hell for over 2 years…..
The CSA makes you view life differently (more negatively) due to their incompetence, lies and ignorance….
I wish you all the best …..
It is most definitely time for a change but once you are in this system you will realise how bad it is. It is almost a joke how bad it is. There is a new system coming into force soon but this Agency is run so badly, I don’t believe the CSA can ever work. There are too many flaws in the system.
The CSA with their regulations have now created nrp poverty. 2nd families are treated very very badly. Many nrp’s are better off claiming benefits than working and 2nd families are separating because of the ridiculous demands.
I agree with Sally, although it sounds harsh but you cannot pay maintenance that the CSA will want, together with all other expenses you pay to ensure your daughter is being provided for.
Good luck with your fight.
Sorry forgot to add, car allowances are also taken into account for tax credit purposes as it is taxable income so CSA would also use it for calculation of maintenance assessment.
Can anyone explain how the CSA Calculate your payments when there is a car allowance in place. I have just taken a job where the company pay a car allowance into your salary, then take it back out immediately to pay for the scheme car you have chosen..this shows the input an output of values on the payslip – Will the CSA not take into account the outgoing mandatory cost??
Interested in your advice/feedback
Rob
To Rob
Reference your car allowance, in order for the CSA not to take into account your car allowance you need to have a personal lease car. This way they won’t be able to touch this allowance providing your monthly lease charge equals or exceeds your car allowance.
I’m not against paying my way for my two boys (age 7 & 4) I even want to make the effort to make sure they can stay in the current family home with my ‘wife’ (If I can) so off we went to mediation as the financials need to be agreed. There I was expecting to pay around 20% of my net salary = £500, which is fine and I was prepared to stretch another £100…to my horror I was told that with childcare costs I will be paying £875 !!! Then the wife pipes up and says she wants money for swimming lesson, school trips etc etc, which again, I wouldn’t mind making a contribution, but when I’m left with just over £1600 a month to live on……find a new home (rent will be approx. £600-£650 per month) food about £400, to and from work £250 in fuel………….I haven’t even mentioned council tax and utilities yet. The only option I can see is to stop my personal pension (which she’s going to get half of) saving £200 a month sell the car (which I receive an allowance for) saving me about £200 per month, and walk to work the 30 miles !!! WTF is going on ??? I don’t mind paying my way fairly, even making some sacrifices but I need my car to get to appointments! No car = no appointments = no sales = benefit street !!! ..and this is based on having the kids two days a week. I can’t afford to feed them.
Unfortunately the same experience as the above, 4 years ago CSA agreed to calculate the payment not including Car allowance, Since my ex Wife has moved to a brand new house, purchased a brand new car, had Sky Hd, iPhone 5s, all on working 18hrs a week, she has applied for a reevaluation of my salary, which has not changed much in 5 years. Hey presto my calculation has gone up by 15% of my car allowance. They will not listen to my reasons for the car allowance despite supplying the Company car policy. Unfortunately I have recently changed my car so can’t hand it back for 3 years. The only way I can keep my current job on this basis is to stop my Sons guitar lessons which I have always paid for. I can guarantee the extra money she gets won’t be put to guitar lessons, once again it’s the kids that suffer from these ridiculous decisions. When the car can go back it will and be replaced by a company car, reducing the payments significantly. I will then once more be able to supplement the reduced payments for things that go to my son, not the latest iPhone or TV !