CSA abuse has worn me down
I am on old rules. I have been paying £450.00 every four weeks for a child who I have not seen in years, through no fault of mine. I do not even have their address. It is a long story and one I do not want to repeat again.
I have attempted to battle the CSA for years however over the last year I have become tired and have gave the battle up, I cannot see me ever getting the CSA to admit to their failings and abuse as well as theft of my money. I am being overcharged however they do not care.
I have in the past been very close to homelessness, suffered severe depression and also became suicidal due to the efforts of the CSA.
The child concerned became 16 earlier this year and she has completed her time in Secondary education.
She will not be attending further education nor to the best of my knowledge is she working.
Past experience has made me fully aware all the CSA are focused on is how much revenue/tax they can retrieve at whatever cost. They have no intentions of advising me of when the payment is due to end, they will continue to debit my account.
I owe no arrears, I argued these and I am no longer paying arrears however I have no doubt when they no longer have the legality to debit my account on behalf of the PWC they will attempt to make me pay arrears. There is little I can do if they do this but I will unleash every strength in me to defend myself.
I have no contact, I or my family know very little of them. We live in opposite parts of the country.
I intend to stop the payment by changing bank account in September this year.
• Am I correct in thinking as she is not in full time education and 16 years of age that I am no longer required to pay CSA maintenance?
• What rights do I have to ensure I am aware of when payments will come to an end? i.e. As I have no contact how am I supposed to know if she is in education etc?
• What prevents her from joining a two bit college attending when she likes, if at all just so the PWC can claim the ridiculous amount of £461.00/4wks (to be exact) from me until she is 20?
I need some direction, as I say I have give in to the CSA. I give them the money they ask for with no resistance. At one time I was writing them a letter every week requesting details and refused to communicate over the telephone.
I do not want to communicate with them in writing or over the phone as I become anxious and get upset. I live in fear of the next communication to be received from them as it is always negative.
If someone could respond to my points above it would be very much appreciated.
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So sorry to hear of your troubles, please join the group Child Support Agency-Ripoffs on fb, there are loads of people going through the same in this group & the Admin will give you advice on what to do. Honestly with their help there is light at the end of the tunnel & you will feel a huge weight lifted off your shoulders! Good luck x
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You can ask them to check if child benefit is in payment to the PWC.
Do this twice a year until the QC is 20.
You could increase your pension contributions thus reducing your net income.
As you are on the old rules, where living costs are taken into account, you could, if you have a mortgage shorten the term thus increasing the monthly amount paid. This will increase your exempt income and reduce liability.
If you are renting you could achieve the same by moving into a more expensive place.