Child Support Agency has made up arrears again
Hello this is my first post on this site, i do post on others under the above name.
I have been paying in full since i split with the ex 5 years ago. I furnish the csa with all the info they want, when they want it. I am now being told that they cocked up my assessment last year and i owe them £1400 to be paid off in 12 months!! So my payments jump from £180 to £408. I am currently trying to negotiate it over a longer term but know from previous experience they won’t budge due to “csa legislation”.
Like many others on here my ex moved away to be with the bloke with the bigger bank account (but smaller dick) than me, restricted access and took all in the divorce…you know the score!!
Its also impossible for me to get any reduction for travelling expenses likewise i cannot get any reduction for the debt i was left either.
This is the second time i have “accrued arrears” in 5 years…total paid in maintenance so far £18000. I’m not really looking for advice as i have alot of experience dealing with them.
My plan is self employment but first i have left my current employment to take a fixed term contract job. This is for 18 months. After that i will become a burden to the state whilst i work on being self employed, forming a limited company and drawing a poultry wage. Like most i wish to contribute to my childrens upkeep and see them too.
The past 5 years have been hell but life is good now i try not to let it get to me. there is nothing that they (the csa) or my ex can say or do that hasn’t already been said or done so therefore i am in the stronger position as i have nothing to lose.
Again own nothing, life is simpler and easier without things. Put cars/bikes etc in other peoples names. All the time you have options you have hope.
I still have 8 years of their crap which i will not put up with, its my life after all. You have to be prepared to move outside your comfort zone to achieve freedom.
For me if it all goes wrong i’m off to bulgaria, don’t dismiss it it’s and option!!!
3 thoughts on “Child Support Agency has made up arrears again”
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You say you are not looking for advice it seems as though you are sitting down and letting them walk all over you. By the way i am a ex PWC i now live with the NRP It sounds that you are on the new system re after 2003. Don’t talk to the Enforcement division go to the complaints division to ask them to look at your assessments again if it sounds wrong then 9 times out of 10 it is. Why are you paying so much in the first place. You say you are going to leave your job to go to another fixed job well they can still get you under DEO you cant be seen leaving your job to go self employed this will mean that you are deliberately trying to reduce your income. Just use the economic situation on this. If you have no assets then they can get anything. But they will try for Liability Order for future use. Just remember that anything unsecured that is put on your property will fall off after 12 years. And as for trying to ask them to take payments over a longer term they have to. This is not a Priority Debt unsecured debts can be spread over 5yrs. Don’t listen to them. What about your ex im sure you can get something on her. You have not mentioned much about her financial income. If she is not on tax credits then push them to take is income into consideration. I have done this for my Partner against his ex and I am winning.
Arrears Dumping by the CSA should be banned. If CSA paid the arrears from thier own mistakes they would be more careful about Arrears Dumping on families trying to manage thier finances
My issue is with ARREARS I have been paying maintenance for my 2 children for nearly 2 years of £100 per child per month which I am more than happy to pay but due to how long the c.s.a. take to calculate the maintenance I ended up owing just over £1000 in arrears they have taken between £350 and £405 every month (paying between £150 and £200 of my arrears) leaving me with only £625 to live on (rent bills etc) I gave up trying to lower these payments after many phone calls and thought the sooner it is paid off the better, 21 months later I still owe £780 in arrears they will not give me any explaination why, I have asked 3 times for a statement for the previous 12 months which I never received and on the forth attempt I got a statement for 1 month which was no help at all. I have tried and tried to sort this out with them but they seem to know less than I do about there job to the point where I have ended up breaking down as I see no end to what I can only see as THEFT. I have been so close to leaving my job as I can not afford to work and by being unemployed I would have no worries about rent, council tax dental, perscriptions. I dont know where to turn I see time and time again issues with the c.s.a. on the internet but no solutions, and as the goverment now decline legal aid to fight the c.s.a. can’t afford a solicitor. please can anyone advise me on where to turn other than towards the benefits office.