CMS pushing me into a corner – what can I do?

January 20, 2022

About 20 years ago I had a relationship with a girl and we had two children The relationship didnt last and we both ended up with other partners. My new partner and I saw the children regularly and for a while it was civil until she decided to get the csa involved I was not in a good place mentally back then and didnt deal with this as I should have done.

Myself and the ex had many heated discussions during which she told me the children werent mine and she was still seeing her ex husband and had been all along I received a letter from the csa saying that the pwc did not wish to pursue the case any more.

About two years ago I had a letter from the cms saying the pwc is owed £11,000 and she would like this money collected also the debt was made a liabillity order some 18 years ago and therefore it was up to them to just collect or enforce.

At the time homelife was on a bit of a knife edge and rather than fight this and cause more issues I agreed to pay £100 a week which I did.

Recently I changed jobs and started a francised position which involved me putting money into before receiving a rise in my earnings I explained this to the cms.

Unfortunately with pretty awful timing I caught Covid three weeks into my new position which meant that with no income and expenses ongoing I ended up with my first months money I owed the company £500.

Again I explained this to cms but since then they have just taken money from my bank accounts.

I have less £100 in each account at the moment and will struggle to get by this month I have asked friends to help out but one put £100 in my account but cms took £40 of it before I could withdraw it.

Now my council tax and other direct debits are bouncing Im guessing my credit rating will take a dive and that in itself may mean I will be inelligable for renewal of the francise contract when it comes round.

I have tried to keep the cms informed of my situation and I am the low hanging fruit that others speak about as I have tried to cooperate but the cms are just not approachable.

Any advice would be greatly appreciated.

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