Proof of purchase required by non-resident parent!

July 31, 2008

In most cases the Child Support Agency are making the non-resident parent pay well over the odds. This is bad enough to start with but paying out all this money and finding out it is not going to the children is extremely wrong.

There will be cases out there where the children are going without, walking around in rags because the parent with care would rather spend that money on themselves. This has to be seriously addressed and action taken against these parents if proved.

I was working and paying £60 a week and finding it extremely hard to pay my bills because of the Child Support Agencies unfair assessment. What made matters worse was getting a phone call from a close family member of my daughter. They were concerned because my daughters mother and partner were spending nearly every night in the local bars and clubs. My daughter was being dumped on her half sister from Sunday to Friday and I was told she was sleeping on a couch.

I made sure I knew where she was staying every night by buying my daughter a mobile phone and phoning her every night. It appeared what I had been told was true and I was paying for their recreational habit. Eventually they bought my daughter an air bed to sleep on, so it was nice to see that a little of my money was going to my daughter!

I never let up and phoned her every night until it came to the point her mother and partner took the phone away from her. That didn’t deter and I just called the house phone and eventually I must of got the message over as my daughter was eventually allowed her own bed to sleep in! I also made sure of contacting Social Services to advise them what had been going on. I literally had to put up night after night hearing my daughter crying say she wished it was the weekend so she would be staying with me.

To get back to the point it is essensial that something is in place that allows the non-resident parent to take action if he suspects something like this is going on. The resident parent with care should be made to supply proof of everything they have purchased for the child. If they can’t then their money should be withdrawn and it put into a savings account for the child.

please help - csa say my partner owes £43,000

July 23, 2008

My partner had a good relationship with his two children from his ex wife, when he first split from her 2001 (she was having an affair),he had a very well paid job and was paying her £150 per week for about a year, until he lost his job, which then intern he had some sort of mental breakdown. He was unable to return to work until 2005, when he got with me. (His ex also started another new relationship after another affair).

In the four years that he was`nt working he continued to see the children every weekend, she was happy not receiving any moneys as she was in a new relationship in which she had another child, (she failed to mention that she had put in a claim to the CSA when they first split,(when he earnt good money) which she never cancelled, and he knew nothing about) He then moved in with me and my 2children from a previous, things were great, all the children got on really well and formed good relationships (step brothers and sisters) (did I mention that we were all friends, and that’s how I met my partner, she was fine with this).

Then my partner and I decided to have a baby together to complete our family unit, things were great whilst I was pregnant, but as soon as our daughter was born, god how she changed, stopped our contact with the kids, filled the children’s heads with all sorts of rubbish, anyway we moved to a bigger house after I fell pregnant again, then the letter came from the CSA in 2007, which was the first my partner heard, saying they wanted £15,000 in arrears, and £120 per week, we filled in the forms stating the moneys we get, and that we just couldn’t afford to pay that sort of money, we heard nothing back until march this year, shortly after the birth of our son, stating that his ex had put in a new claim (she is now married), they don`t take her husbands income into account but they take mine “child tax credit and child benefit,” which is what the government has assessed us in needing to live off.

Her husband earns over a thousand pound a week, my partner bearly gets 600 a month. So they assessed us on our moneys and decided that he has to pay 25% of his (our) earnings working out at £66 per week, which unfortunately we still cant afford that. The CSA doesn`t care about the fact we have 4 children to support on a low income, that’s NOT there problem I was told in a phone conversation.(Also I discovered that if I went back to work to cover the moneys taken by the CSA, then they would take even more off of us, so basically this has stuffed up my plans into returning to work).

I then contacted our local MP, they contacted the CSA on our behalf, stating that they must be able to reduce the payments as we just cant AFFORD it, we then received the letter, saying they`ve been contacted by the houses of parlement, and this is there new result, we still have too pay £66 which they are now going to take direct from his wages and we NOW owe £43,000, (we obviously upset the CSA by trying to go above there heads) which if we don`t pay he faces prison, losing his liecence, and the bailifs coming to take MY things (as he had nothing when he moved in with me), this is having such a negative affect on our family, I`m not saying he shouldn`t pay anything, but how can the CSA legally put our children into poverty, to benefit the other 2, when there family unit is well benefitted already, please is there someone out there that can help, my parnter has talked about ending it all……I don`t know if he means litrally, he is now depressed as am I, please can someone offer some advise……….

Need help fighting the CSA?

July 1, 2008

If like many other people you are having trouble with the CSA, one of the members of our CSA advice forum may have the solution.

If you are, like myself, being screwed by the CSA because you been caught up in the “old” system and find yourself and your family out of pocket by some considerable amount - then it’s time to take action rather than spout hot air.

Have a look at what they have to say and see if this applies to you. You can read the full thread here.

Child Support Handbook

June 25, 2008

For parents who need some advice on dealing with the Child Support Agency and the breakdown of a marriage or partnership when children are involved, there is a handbook available that offers advice on the matter.

The book offers help and advice on how the CSA operates, and gives guidance towards how the CSA calculate their payments.

One thing the book has that will be very useful for most people, particularly readers of this website, is the chapter on CSA complaints. It talks through the process of making a complaint. It also covers the new proposed child maintenance and enforcement commission, so the book is up-to-date.

Have a look at the book, and let us know what you think of it if you’ve read it already. Is it useful?

CSA taking money from a pension

June 12, 2008

We received this email from John about the CSA taking money from his pension:

Is there a way of stopping money going out of my privite pension, can I put a court act to stop it which is not a lot as that the only thing i get £500pm with that 400+pm i live on and they what £170 pm i will be living?

How will i live ill will be homeless?

Can anybody out there can help?

This sounds bad John, but what are the factors here; as in how many children have you got, what are their ages, are you in arrears and where are they living and who with?

Without any of this info we can’t advise you properly.

How do I escape paying child support?

June 11, 2008

This is one of the things we keep getting asked here at CSAhell.com. How do I escape paying child support?

It’s not something we want to condone, we’re not here to offer advice and suggestions on how non resident parents can get out of paying for their children. We are here to offer advice and support on how you can pay what you owe, rather than what the CSA want you to pay.

Remember that if you have children you have an obligation to pay for them, to pay fairly for them. The CSA want you to pay as much as possible to them, when we want you to pay what is right to your children.

So rather than searching for information and help on how you can escape paying the CSA, you should be looking for advice on dealing with the CSA so you’re not blackmailed into paying too much.

This website has plenty of advice on dealing with the CSA.

What is my protected income in relation to the CSA?

June 10, 2008

When the child support agency are calculating how much you have to pay for maintenance to your child or children, they’ll add on any arrears they think you owe as well. This could mean that if you have three children, you may end up paying far more than the 25% of your income that you’re supposed to pay. This figure can only rise as high as 40% however, as you have what the CSA call a ‘protected income’.

This means that 60% of your income is protected for yourself, so will go to you. They can take as much as 40% from you, and will if necessary get a DEO (deduction from earnings order) to have 40% removed directly from your pay by your employer.

For many people, having 40% of their income deducted from them by the child support agency means they don’t have enough to live on, as expenses such as your mortgage, rent, car, tax, bills, food and the like are not taken into consideration. The child support agency are only concerned with money you have already paid to your children, or are paying to have access to them. You of course need to prove this as well with receipts.

So, your protected income is 60%, means you can have as much as 40% of your pay taken from you, but no more than that.

Fighting the CSA

June 9, 2008

If you’ve just been contacted by the child support agency because you’re a non resident parent, you’ll have been told you need to make maintenance payments for your child or children. The problem is, because of the way the CSA work anything you tell with regards to how much you earn, how much you spend, how much you have paid to your ex already and how much you pay for your children will have to be verified by her. They will not take your word for it, they will take hers.

When it comes to fighting the CSA you’ll need as much evidence as possible. First off you should record all of your phone calls with them. What they say to you is important, and they’re liable to lie about it afterwards. Use a tape recorder if need be, or ideally a phone that automatically records your phone calls. You don’t need their permission, nor do you even need to notify them. Also be sure to take down times, dates and names of everyone you speak to.

Secondly, never give your ex any money without a written, signed receipt. She can deny you ever gave it to her otherwise, and the CSA will take her side of it and you’ll end up being forced to pay twice. When you spend any money for your children, keep receipts. It sounds trivial, but you will need them.

Any documentation you send to the CSA you should send recorded, and only send photocopies. Do not send any original receipts. They can and will lose them.

Also whenever you speak to the CSA you should ensure that you get them to repeat any instructions they may have for you with regards to what they want you to do, and to repeat anything they say they will do. Record it, and be sure they understand what is being said. That way if/when they don’t do what they say they will, or lie about it afterwards you will have clear, irrefutable proof of what they said.

Fighting the CSA is a long drawn out process, one that could take years, so don’t expect results in a matter of weeks or even months.

CSAhell.com offers advice and resources on fighting the CSA so be sure you use our website if you need any assistance.

Earn back the money the CSA deduct from you

June 7, 2008

If you’re a NRP (non resident parent) and you’re having a couple of hundred pounds per month or more deducted from your earnings through a DEO (deduction from earnings order) you could earn that money back from the website WordsofWorth.co.uk.

You don’t need to go bankrupt, sell your possessions or worry how you’ll meet your bills. If you’ve a decent grasp of the English language and access to a PC you could register with WordsofWorth.co.uk and earn money from home by writing articles from them in your own time.

They pay £250 per month for a writing contract where you write just 80 blogs, or articles, per month on a variety of subjects. You know in advance what you need to write and how much you’ll get paid, so you can easily replace that money the CSA have taken from you.

Writing the content should take between 8-10 hours of your time per week, so for just a couple of hours a day you can easily recoup those CSA payments.

There’s also no limit to how many contracts you could take on, so if you prove your ability with one contract and feel you could manage two or three, you could even make more money than you were before the child support agency starting stealing from you.

Check out the website and see if you’re interested in earning money from home.

Help me with the child support agency

May 31, 2008

Firstly Thank You For Giving Me The Opportunity .

Well here it is in short :

I Marty 43 male was with my partner Michelle fo 15 happy years we had two boys daniel and ashley 10 and 12 at the time

one day outta blue she dissaperers with the children I get phone calls threatening me not to try and find them had to call the police at one stage have crime number ect

I had a breakdown and tried to commit suicide i couldn’t even do that right

3 years later when im getting used to my own sad company her and new boyfriend decide they would like the house i paid for and live in

so i struggled to get a remortgage and gave her a cash lump sum of 20 thousand pounds that pushed my wages to the limit

during all this time i have not seen the children i don’t know where they are

no contact for a further year then i get a letter from the csa saying they were unable to contact me
so there going to take 91 pounds a week direct from my wages I called them and they tell me its the law this is compleatly crippling me. i dont eat for days iv missed 1 mortgage payment and the future looks bad on my spredsheet my bills now exceed my income and i live a very poor lifestyle. Iv always worked and have a solid cv . This System is unfair Im Struggling Starving and Suicidel

Thanks For Listenin
Marty

Next Page »