The CSA have left me with no money to live on

October 15, 2013

The csa have frozen my bank account and issued a lump sum deduction order as I apparently owe arrears and I have been paying these by direct debit but apparently it will not be paid quickly enough.

Take into account that I’m living with my child and do not claim any benefit. They have now left me with no money to pay my rent feed my child of buy fuel to get to work.

when I raised these issues with the csa I was told that they have looked through my bank statement and have noticed that I have been to restaurants and bars and have a cushy life style and so can pay more and there is no direct debit to pay my rent and doubting that I have to make this payment! I am self employed in the building trade! Any advice anyone please!

Comments

  • Woody says:

    What right have they got to go through your bank statements or bank account? These csa scumbags are getting worse and worse, we really need to get something done about all this.
    We all need to go see our mps and demand change.
    I feel for you mate.
    Regards,
    Woody

  • Adrian says:

    Ok so your self employed so I am guessing you freely have them your bank account details. But skipping that I do believe that the csa must obtain a court order to freeze your bank account. Don’t get this confused with them taking money from the account. This is a different issue.
    On the second hand the law states that there must me a protection on earnings. This is what the goverment set out as what they say is a reasonable amount for a said person to live on
    Now cause your self employed they are going to want to know about all of your tax returns and this will drag on and on and on
    My best advice to you is one of 2 things. You either get yourself a pay as you got credit card registered to another address but make sure it’s one that you can have your wages paid onto
    Or open a credit union account. These accounts are not governed by bank rules like the major banks are
    You also need to apply to the csa for your data account. They charge £10 for this I think but it will help you. As if they have made a mistake you will be entitled to compensation
    Not sure what you can do as to getting your money back straight away but a good starting point is your mp. And don’t be nice about it because your human rights have been broken here
    When you get sorted an your account is unlocked don’t have you wages paid into it
    Get it paid onto your credit card and only physically put cash into current account. You can get away with this since your self employed
    Hope it works out for ya and don’t give in to the useless pen pushers at the csa

  • Lisa says:

    https://www.facebook.com/#!/groups/204256966364149/ join this group on facebook and lets see if we can get you some serious help mate, sounds like your defo going to need it,

  • Lisa says:

    Have you actually questioned these arrears, do you actually owe them?? Have you questioned your assesments because until you do the CSA will take exactly as they please, dont ring them anymore, contact them via email, leave a paper trail, get a complaint in and demand for the behaviour of staff members be questioned to and the way they have gone about things, what you spend your money on is your business, do you tell your ex how to spend the money she is taking from you regurlarly??

  • Lisa says:

    the 2 year debt steer isnt set in law, tell them this, the junior staff idiots on the shop floor are nothing less than pond life scum, the more you complain and make a noise about your own case the more they listen and take what they should instead of stealing from your account,

  • Peter says:

    Hi all

    I have similar issue. ?Yesterday CSA called and said with arrears I have to pay around 520 a month. After rent/council tax/ bills etc I will be lucky to have 30 a week to live on. My ex and I have a great relationship, and she realises this will put a strain on my role as a father to my two boys. Its not her fault, and I dont want to do anything that will cause her financial problems either. What is happening here is self-defeating, I wont be able to have my boys over every weekend now, due to there likely being no food in cupboard. Is there an appeals process? The payments are £72 pw, but £5385 arrears from around 18 months ago (i informed CSA when I changed jobs then) have pushed it to minimum £122 a week. If I give up my job (which I have been doing for 25 years and love), will the £72 a week still be paid to my ex? My ex doesnt know how low I really am, I dont want to worry her more than she is.
    What happens if I go and sign on? God knows I dont want to, but….

    thanks for any help or advice in advance.

  • Peter says:

    Hi all

    I have similar issue. Yesterday CSA called and said with arrears I have to pay around 520 a month. After rent/council tax/ bills etc I will be lucky to have 30 a week to live on. My ex and I have a great relationship, and she realises this will put a strain on my role as a father to my two boys. Its not her fault, and I dont want to do anything that will cause her financial problems either. What is happening here is self-defeating, I wont be able to have my boys over every weekend now, due to there likely being no food in cupboard. Is there an appeals process? The payments are £72 pw, but £5385 arrears from around 18 months ago (i informed CSA when I changed jobs then) have pushed it to minimum £122 a week. If I give up my job (which I have been doing for 25 years and love), will the £72 a week still be paid to my ex? My ex doesnt know how low I really am, I dont want to worry her more than she is.
    What happens if I go and sign on? God knows I dont want to, but….

    thanks for any help or advice in advance.

  • Mr.Whitey says:

    @Peter…

    Mate, you need to realize that your good self and your boys are at war now, at war with a lying, corrupt organisation the such of which Stalin would have been proud of.
    The scumbag CSA will use any and every method, legal or illegal, to extract every penny they can from you, they do not care about you, or your boys, or the relationship that you have with your boys, in fact they do not care if you and your boys live or die.

    In such a situation, my friend, there is no right or wrong, you must do whatever you need to (legal or illegal) to fight the cancer of the CSA and maintain your relationship with your children, no one on here will pass moral judgement on you for that. As I said, you and your boys are at war now…

    Good luck and never surrender.

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