What chance does any normal person have of working out the CSA’s calculations?
February 2, 2013
I’ve been reading through some of the stories on this site and they all reflect my own.
My ex involved the CSA when she had the idea that I wasn’t paying her enough through our own (solicitor negoiated) arrangement. When the CSA made their assessment, she ended up getting around £30 per month less.
The cold comfort in this is that every time there is a change in circumstances, it takes an age for them to adjust their assessments.
My 2 children are now will be 18 and 14 this year, and my wife and I have had a wee baby boy on 11th July 2012. I wrote to CSA on 25th July 2012 to tell them of this change in circumstances, and i got a revised assessment dated 24th January 2012 – exactly 6 months after I told them! I had made a complaint of course given the amount of time that it had taken them to assess this change.
However, when my step-daughter turned 19, however, my ex managed to get my assessment changed within 2 weeks. Also when my children “decided” that they no longer wanted to have contact with me, the assessment was changed within a similar period of time.
I have made payments over the years based on CSA assessments, and yet when they reviewed my case in 2008, they discovered arrears of £4,053.67. I made arrangments over the course of a 2 year period to pay these arrears off – nearly crippling my family financially.
I have now received a phone call yesterday – off the back of me making a complaint – telling me that they have “discovered” another £6,000 in arrears. Working on the basis that I have 2 children – this equates to 20% of my net income. If you multiply that up it comes to around £30,000 of NET income – approximately 18 months salary based on my wage??? How could this have happened. And when you ask them for figures to substantiate this, they can’t provide anything in any logical or literate format. Or anything that you can tie back to your own assessments you have received from them.
And I’M an accountant – what chance does any ordinary punter in the street have of understanding or challenging anything that the CSA have done?
And if it turns out that another mistake has been made, how in gods name is an ordinary family meant to afford to pay arrears of £6,000?? I am seriously considering declaring myself bankrupt as it has reached the stage where I’d better off not working at all, than have my entire wage being devoted to 2 children who through Parental Alienation do not want to see me or have anything to do with their 6-month old baby brother.
Has anyone out there any advice?