How to beat the CSA


The CSA, or Child Support Agency, claims to be putting children first and is interested in getting payments to children. This of course is not true, as the complaints about the CSA from both non resident parents and parents with care prove – complaints that can be read on this website.

Children would be much better off if the CSA were not involved and a private arrangement were made between parents concerning the payment of maintenance. This is in fact the best way to beat the CSA. If you are your ex can come to an agreement on how much should be paid, and how often, you can leave the Child Support Agency out of the equation, saving a lot of stress and heartache for all concerned.

Of course, you must be careful to record all payments and keep a signed agreement between you both. Never pay in cash, and always pay in a way that keeps a paper trail, such as a direct debit or BACS transfer.

This is one way to beat the CSA, but when some fathers ask how can they beat the CSA they mean how can they avoided payment to the CSA altogether. This isn’t advised because your children need your support, but there ways to reduce your payments so that the CSA doesn’t get as much as they wish.

For example, you could complete a variations form so that the CSA has to take your expenses involved with access to your children into consideration. You could become self employed so that your daily expenses are treated as tax deductable, reducing your declared earnings – or you could leave the country altogether, where the CSA has limited powers and generally will not bother with the hassle of pursuing you.

The CSA wants easy targets – NRPs in full time employment so they can issue a deduction from earnings order. Beat the CSA at their own game.

Comments

39 Responses to “How to beat the CSA”

  1. Andrew Hill on January 27th, 2012 2:42 pm

    The CSA lost my employment status as benefits paid better well keeps me alive as i am a type 1 diabetic. I now have the MP, the Independant Case Examiner and the DWP involved. Is there anyone else i need to inform as i have the chance to return to work in May, but am worried the demands made by the CSA will stop me working again. Can you help?

  2. brian on January 27th, 2012 7:38 pm

    Check http://WWW.Nacsa.co.UK and yes always keep the MP involved. It will keep them busy.

  3. chall on January 28th, 2012 12:28 am

    The Op makes some valid points, but consider when CS3 comes into force, income info will be obtained from HMRC and calculated from figures supplied by them and based on gross income.
    A PWC can also ask for a variation if they consider a NRP is living a lifestyle inconsistent with their income.

    Even if the NRP leaves the UK, REMO may be able secure child maintenance payments.

    chall ~ afairercsaforall

  4. LES on June 22nd, 2012 7:30 pm

    after returning to the uk from ireland after ten years the CSA have contacted me and informed me i owe them £31,000 in arrears, is there anyway at all i can get out of paying this sum seeing as ive not even been able to see my son for 12 years

  5. tony on October 5th, 2012 6:03 pm

    i have the csa on my case,both my kids mums have said they dont want them involved,but they are now taking 60% of my take home pay,ive told them i can no longer put the £100 per week that i need to put petrol in my car to get to work.ive had to tell my employer that i cannot go to work next week. i had a private arrangenent with the kids mums,but the csa have now stopped all that..so the kids are the ones suffering ive had to tell them i cant have them this weekend as i have no money to feed them…well done the csa…you are a bunch of morons..

  6. wilf on October 6th, 2012 6:08 pm

    Tony. Tell all your kid’s mums to request case closure and that all arrears due to them have been paid directly. Then the CSA can only take arrears owed to the Secretary of State. Your employer should not deduct a sum greater than 40% from your income.

  7. emila on October 27th, 2012 3:47 pm

    what a load of pathetic, poor excuse of men you all are. Man up an pay up, it costs bringing up children so why should it always fall to the women to DO IT ALONE.

  8. sharron whitwham on November 9th, 2012 1:12 pm

    Emila you are very wrong to say they are pathetic im a new wife of ten yrs now and my husband has 3 children from a ex marrige he has always paid for his kids and 3yrs ago the csa made a mistake and calculated him on the wrong rules which plunged us into 12grand debt over night they want 3/4 of his wage and only one wage we get and they are not leaving us enough to pay our out goings let alone live the csa are a bunch of cunts and are ruining our life so dont call anyone pathetic they are cruel and it should be banished they ruin peoples lives and why should my kids suffer for thier mistake. we are taking on the csa and i will win this maybe mums with care should get of their backesides and get a job instead of sponging of the system and me…….

  9. Char on November 17th, 2012 7:25 pm

    Here here Sharon. I totally agree with you :-)

  10. Alan on November 24th, 2012 8:18 am

    I have a 16 year old from a short relation ship which went sour after she lied and told me she was on the pill, but secretly wanted a child, of course this happened. i had paid for him for the whole 16 years both through the CSA and with arrangement with the mother until last year when a bill for £8,500 came through my door saying I owed back pay and £6,500 for 1 year! She had set up the direct debit in his name and then after 5 years told the CSA that it was not maintanance but pocket money! I am now £3000 in debt with 40% coming out of my wages and not enough money for me and my new family including an 8 year old to live on, they are pathetic and only listen to one side.

  11. bob on November 29th, 2012 8:17 pm

    Hi,got the csa on my case even though id started paying directly to the mother,she,s now opted to use the csa!!!Couple of questions
    1,,Do the csa take overtime into consideration as i currently work approx 20hrs aweek overtime??
    2,,Ive been there nearly a year and hope to get a contract in the new year,and have not paid into a pension plan for years,As i,m nearly 50 yo can i opt to restart paying into my pension and can i determine how much i pay,as i now rent a property after going bankrupt following the collapse of my buisness and feel i need to make some kind of plans for when i cant work
    many thanks Bob

  12. Alan on December 24th, 2012 12:19 pm

    Hi can anyone shed any light on a situatuion a friend is going through? He has just been deducted from his weekly wage £166.00 leaving him £162.00 from his weekly salary!? Surely this cannot be correct. He is currently paying £49.00 per week but had to backdate some payments from missed years which he understands but to be left with just half of his salary can’t be correct , can it?

  13. chall on December 24th, 2012 4:34 pm

    Alan,

    An employer should leave a NRP with no less than 60% of their income.

    chall

  14. chris on February 15th, 2013 6:35 pm

    right for all u ladies some of us do man up to the responsabilities but i must say u women use the kids as a weapon so u dont think about the kids it works both ways iv offered to pay more than the stated amount to my ex and she still refuse to accept and so is going through the csa if u ask me from my experiance women are all about the money not the kids and it makes me feel sick that u use an inoccent child to get ur way its perthetic so dont always judge blokes in that manor and to refuse visitation rights is also sooooo wrong so plz u women need to so called man up both men and women make me so angry kids are not weapons they are human like the rest and we only show them in the long run how it is not suppose to be done

  15. maxi on July 11th, 2013 6:22 pm

    Some of these women are nothing short of slags and/or prostitutes, my ex included. She is using the kids like a weapon and the arsehole police and courts are on their side, just like these idiots at the csa, ringing me wanting my ni number! Lol, I don’t give out personal info over the phone as you could be anyone I keep telling them. You could be fraudsters! Other thing is why does it cost more to have the DNA test done if they pay for it but a lot less if you do? Very strange! These thieving scum are out to rob you and not even pass the money on your supposed to be kids. They assume anything as long as it agrees with them and they can rob you blind.

  16. Ted on August 5th, 2013 11:14 am

    The main problem with the Child Maintenance Service (CSM as remember CSA doesn’t exist now) is the DWP employs its staff straight off the dole queue with absolutely no training and these people effect/wreak mothers, fathers and children’s life in such a bad way its no longer a joking matter.

    This Tori coalition government need to shut down this useless agency/service as it clearly doesn’t work for both parties now.

    Parents really should use private agreement services in favor, then there’s no problems. This makes more sense, then if you have problems go to court its way easier to get things settled than this ineffective Child Maintenance service.

  17. David on August 25th, 2013 8:29 am

    Hi, im a shit dad, i have been married for 13 years, but seperated for the past 2. I have 2 amazing kids to my wife. In 2006 me and my wife just seemed to stop any and all romance, she just went clean off it. We didnt know at the time it was post natal depression, i told her i loved her every day, i kissed HER, never her me, i bought her clothes, told her she looked amazing but i got nothing in return. I tried this for 18 months, no sex at all, and i just give up! (I know now that all it would have took was one of us to talk to eachother but that never happened) anyway, the worst happened and i had sex with a work mate, it lasted 6 months but not full on, im talking a coffee, night out, a kiss here and there and sex a few times.
    She, the other woman was also seperated from her husband.
    She got pregnant and thats when things got bad! She wanted me to leave my wife, but that was never an option! So we ended it! She got back with her husband, told him she was pregnant, gave the baby his name, put him as father on the birth certificate and got him christened.

    My wife found out in 2012, and was devoststed! I feel like a right **** as i now know the reasons for our lack of effection. But she found the other woman, contacted her husband and told him everything. This split them up! The cut was re open! Now the other woman is taking me for everything regarding csa, they deduct wages from my account, but theres no proof the baby is mine??? How can they just take her word even though theres her husband on the birth cert??

  18. ste on November 15th, 2013 5:01 pm

    The CSA is definitely a flawed enterprise…. I have 4 kids, one of which lives with me, 1 is grown up and away the other 2 with their mum. When we first divorced the financial agreement was generous with me paying her mortgage plus other monies etc. When my eldest turned 18 the ex decided that she could get more from me via the CSA – not taking into account the fact that another one of my kids had recently moved in with me.

    This ended up costing her as I counter claimed and she had to pay her own mortgage. I always paid my dues by dd on time every time. She rarely if ever paid leaving a considerable amount owing me. After some time she contacted me and said lets call it quits, we both earn so neither of us pay – I accepted this because she only ever spent her money on herself. The house she lives in is like a tip with several dogs and cats etc – kids always dirty – I have always had to get them in the shower first thing whenever I pick them up as they stink.

    Recently I’m back to having just one kid with me – she’s since opened up the CSA issue again – funny how its fine when it suits…..

    I’ve told the CSA that I’ve no intention of paying until the areas that I am owed is paid or that these arrears can be deducted from my payments. No dice of course – they’ve told me they’ll just take it from my wages. These arrears mounted because they never forced her to pay me, each time that it got to the point that they might, the ex paid a small amount as a one off and the whole process started again.

    This a poorly run and biased system. It takes no account of what the money is used for, it in no way ensures the children benefit from it and verbal confirmation seems to be all that is needed to support claims.

  19. mike on November 23rd, 2013 8:46 am

    Hi guys been paying csa for 17 years thought it was over when my daughter w
    as 18 no such bloody luck shes off to collage and exwife has reamed me again go to pay till shes 20 haha surely shes an adult not a child this csa is a fucking joke guy on phone telling me ive got to pay this and that and its my tax payments paying his wages assholes scum of the earth

  20. ross wills on December 27th, 2013 9:33 pm

    id give to my daughter anything she wanted but i have a major issue with my ex saying she,s skint but still finds money to go out on the razz , a friend in a similar situation told his ex if he found out shed been razzing it with her mates he would sue her for £30 in small claims court as the money was for his children …NOT HER strangeley she seemed to calm down and dumped the csa for a family arrangement

  21. Nicky on January 7th, 2014 10:58 am

    Hi I’m a resident parent with care and I also pay as a non resident parent to my other three children. I work full time and I have to support my child and the CSA payments. Both my exs have never paid when they were all at home one is self employed living the high life and the other is unemployed claiming off the state. I agree with all of the comments I’m at breaking point as I cannot financially live on what’s left in my wages, my daughter is suffering I cannot leave my job as I have to retrain if I leave the position for more than six months I’m in a catch 22 I’m damned any which way I turn. I had financial commitments before CSA got involved and I’m committed for up to five years with some and no one has taken any of these in consideration when demanding more n more money. I’m living a life of hell I haven’t been able to enjoy time with my daughter as I have to work to support the exs.

  22. john on January 17th, 2014 7:24 pm

    YH CSA YOU BUNCH OF FUCKING MONEY GRABBING BASTARDS FUCK OFF

  23. FUemila on January 23rd, 2014 4:34 pm

    emila u horrible little slag! i hope u die a slow & horrible death! HOAR!!!!

  24. Jamie on January 27th, 2014 11:00 pm

    Same problem as all of u pretty much plus she’s also decided to try n do me for assault which is also costing me thousands in solicitors. She stopped me seein my daughter for 5 months then now she’s restricted how often I have her over night but as many days as she can fob her off to me because she knows they only deduct for over night care (which costs next to nothing) yet all the dinners I buy all the baths I run all the clothes I buy all the toys and furniture I buy doesn’t matter. Also when I refused to give info over the phone and recommended to do it by post so I can keep copies they took 3 months to then send me a letter saying I had been ignoring them. I phoned them went mad so they sent me the relavent forms and gave me a 2 day deadline to get copies of bank statements wage slips etc. I work for a small business I still get the brown envelopes with a cheque inside not real wage slips so I have to ask them to arrange to print them and the accounts lady only works 3 mornings a week. I also use internet banking so don’t get statements. Now, £45 a week I can hold my breath and give the bitch do she can afford to go out all the time. But the back pay is not my fault and I will not pay it and I will go to every length to ensure they get fuck all from me. It’s time we made a stand and stopped being treated like sperm diners and bank accounts and then getting punished for them cheating on us !!!

  25. Liz on January 28th, 2014 3:23 pm

    I understand there are some great Dads out there, but there are also some low life gits, my young daughter was in her relationship for a couple of years, when she fell pregnant and gave me an amazing grandson, after 2 months her ex partner decided he didn’t want to be a father and was telling people he wasn’t the Dad, A DNA test was taken and he had no option but to say he was the father, My grandson askes why he hasn’t got a Dad, which is heart breaking how can you say to a child you do, but he doesn’t want you (He has been given every chance ) then you find out he is working in the rigs, you have no option to go down the CSA route, not my daughters 1st choice, but when someone ignores every contact you have no choice, and believe me when I say it is not about the money, as I pay for most thing he needs, So please leave off some of these Mothers as it can be hard and having a night out once a week, should not be the issue and they have every right to enjoy their lifes too, just like every father who is left with their kids.

  26. Shaun on February 6th, 2014 10:03 am

    Why should us men have an ex slag who has no work ethic lives off MY TAX have a voice… They deserve nothing.

    They fuck men over, they’re stepping stones to a life style. Greedy fat lazy fucking whores using children as financial gain.

    Then said bloke moves on after dealing with 24 months of not being able to see their child, watching the woman they loved get slipped a length off another bloke and they want you to get up at 7 am. Sit in rush hour traffic, get shit and abuse off the public at work for rediculas hours. Sit in more traffic on the way home. To tell his new wife that his wages are being cut and he can’t take his wife on holiday this year because some evil sponging cunt. Backed by more sponging cubits * Government* wants her right to our money

    In the most offensive way!!! Suck my fat cock you bunch of slappers. I will give you money if you wear my baby man phat on you face.

    You deserve money for that only, you lot are good for nothing tramps.

  27. hambie on March 6th, 2014 3:39 am

    Csa is a joke I had to leave my job because I couldnt work as they were leaving me with 80quid a week fuck csa and the money hungry whores

  28. Liz on March 13th, 2014 9:36 am

    Message to Shaun……..you are disgusting, I am surprised you have a second wife.
    Hambie, I agree you shouldn’t be left with just £80 per week, but I might add that is not down to your child/childrens mother that is the csa and maybe money you haven’t paid to them in the past.

  29. bev on March 19th, 2014 6:22 pm

    well said shaun ! As the partner of an nrp who’s havin 65% of his income stolen . I am now in debt cos of my partners greedy whore ex

  30. natalie on March 20th, 2014 8:31 pm

    I agree with most of you csa are a bunch of pricks… My husband received a letter out the blue stating he was the father of a 7 year old child, (first he had ever heard of it) called csa to dispute this and is currently awaiting dna results… The things that makes me laugh the most…

    -firstly why after 7 years contact the csa
    -secondly, if the child is my husbands his the one sho has to pay for the dna test as his the ones who’s disputed it, WHO WOULDNT DISPUTE IT AFTER SEVEN YEARS SURLY THE MOTHER SHOULD BE LIABLE FOR HALF AS SHES LEFT IT SO LONG TO CLAIM!!
    – thirdly, myself and my husband have three children together 16% of his wages are taken Into consideration for our three yet 12% get taken for the one child… Why and how is that fair why is 16%.split by three yet 12%.solely for.that one child??
    – forth, my husband doesn’t want anything to do with this child after 7 years he doesn’t know her etc and it’s the mothers fault he won’t fix what isn’t broken (wrong or right to some but he’s choice) yet the mother has stated she only wants my husband’s money doesn’t want him near the child cos he could be a pedophile for all she knowz…WHY SLEEP WITH THE BLOKE IN THE FIRST PLACE FUCKING STUPID TROLLOP, when I contacted the women (got her name from the csa letter) she admitted to me my she met my husband in a field and slept with him was a one night stand (doesn’t say Much for him but wow she’s a classy lady …NOT) and apparently she couldn’t find him for seven Yearz… Yet in next breath telling me she knows his best friend :-/ …
    The csa told my husband men have no rights they have no leg to stand on and the law will always take the females side regardless if their in the wrong or right… Like I’ve said before I’m a mother of three children and I in a million years would never do this to a man our legalsystem is disgraceful and I’m actually ashamed to call my self british I think there should be a set time that one night stands / dirty trollops should be allowed to contact the csa!! Argh rant over lol

  31. Allcharlie on April 2nd, 2014 4:58 am

    I have moved abroad and notified CSA by recorded delivery of this fact several times, however they are refusing to accept this. They still keep sending letters to old UK address. I know this as I am on ok terms with current occupant. Previous letters from CSA have been ‘returned to sender’. However last one apparently has no return to address on it? What I am concerned with is them getting a Liability Order without my knowledge. Any thoughts?

  32. steve on May 6th, 2014 10:57 am

    Ok I ve fought tooth and nail to see my daughter for the last 14 years only to see her in tears at the weekend because she knows that once her mother is in charge of the purse strings she’s not going to see a penny of it. And im not paying twice. Kids are leverage when used to extort and blackmail using the csa. We had an agreement. Check the figures and I was paying exactly what was due that should be the end of the story. But oh no just pick up and say hey guess what he s not going to pay well that suits us coz well just take it out of his wages. Here’s the flaw first time that happens ill chuck my agency fix. maybe look for a job abroad but ill not hurry. Well sell his assets I reckon ill beat you to the punch there too or send you to prison be my guest it’ll make me less employable and guess who picks up the tab for my bills then? Remember this the idea is to keep me at work rip me off even once you can pay the fucker yourself !!!!!!

  33. Annoyed on June 10th, 2014 2:46 pm

    It is the same in all countries. Men are just a source of cash for the system and nothing else. It doesn’t matter what lies the mother says under oath. All that matters is that you pay and satisfy all of the idiotic conditions imposed by the magistrate because they “have to be cautious and take into account the child’s wellbeing”. Let’s see, I can be trusted to make decisions on the public’s safety but am supposedly a threat to the life of my only child. Yes, that makes sense.

    My experience has been that my ex-wife could lie under oath (I offered to the magistrate to prove it but the issue was no longer important once the tables could be turned and was time to move on) but the allegations of me lying kept coming. I was imposed with the most ridiculous of never-ending conditions (can only see my child for very short durations where the mother specified plus I had to pay a “supervisor” of the choice of my ex for that privilege). All up, I’d spent over 18 months of my take-home pay in less than 6 months fighting this rubbish but I only ever got hit with more conditions and more expenses. I am not made of money.

    In short, I couldn’t see my child as a free person and the time I did see my child was not quality time at all due to the conditions and overbearing “supervisor”. The supervisor, social workers, lawyers, barristers, magistrates and CSA are only in it for one thing – money. Where does that money come from? The male. The welfare of the children is not their primary concern rather how they can impose more grief on the father and take as much from his pocket as possible.

    I had enough and walked away. I pay and will do so for the next 14 years then stop. I will have a child with my DNA out there who will think their dad is a deadbeat (and am certain their mother will continuously tell them how bad I am rather than all the lies she told and everything else she did to prevent me from seeing my child, including lying under oath) who doesn’t care about them. I battled it out for 2 years and reached my breaking point. I’m not a criminal yet was being treated worse than a criminal.

    It’s great for my ex. Her first ex pays the food bill and I more than pay for the mortgage repayments. She also collects from the government. That’s plenty of money for cigarettes. Yes, she’s experienced and smoking around them is fine (I don’t smoke) because she knows what she’s doing. How dare I suggest that smoking around children is a no-no! What would I know?!

    Oh, the CSA sucks. My ex lied to them about my contact address (but conveniently gave them the correct details of my employer) then they wrote to me via my employer saying that I failed to answer them on two occasions so they were going to deduct from my salary. I had to fight that too. I knew I had a choice of whether I set up payments myself or they simply would take from me. The cow on the other end of the phone line refused to admit that I had that choice, claimed it was better for me if they deducted from my salary straight from my employer and that it would be better that way. It didn’t go that way in the end.

  34. al on June 15th, 2014 6:37 pm

    I dont really know what to say here. Ive seen it all with csa. 2 Vindictive ex’s who use csa as a tool for revenge.
    Its a council flat or a life abroad for me. Guess what i chose?
    As with MANY here, i am an excluded parent.
    We live in a guilt culture.

  35. Poppy on July 16th, 2014 3:07 pm

    I’m just wondering, does anyone on here think there are any circumstances where a resident parent should pay towards their child’s upbringing? My son is 10. My ex partner has unlimited access to him (but only asks to see him about 4 times per year on average) and on the face of we have a very civil relationship, to the extent that when he does ask to see our son I will drive the 23 miles to drop him off with his dad, and the same to bring him back.

    I work full time, and with the exception of maternity leave I have ALWAYS worked. I don’t earn a lot, but I make sure my son is always clean and well fed, he’s a happy lad, is doing really well at school, and enjoys his visits to see his dad, but thankfully doesn’t seem troubled by the fact that this father doesn’t ask to see him all that often.

    My son has his own bank account which I pay £20 per month into for driving lessons or whatever when he’s older on top of his spending money.

    My son’s father has never ever ever paid a single thing towards bringing up my son. My son hasn’t suffered for this, I make sure that he doesn’t go without, but I must say (and I think some people will disagree) I think my sons father should contribute something. I don’t think he should have to pay so much that he’s barely existing himself, but a regular contribution of even a nominal amount would be fair I think.

    However since he has never offered so much as the cost of a school trip I would have to assume that going via the CSA would be the only way.

    I wonder if anyone would agree?

  36. a free man with a brain on July 20th, 2014 6:46 pm

    its easy to beat the CSA ,,,ether go off grid, or leave the uk ,iv done both i grow weed in the uk and take a huge amount of cash profit from it and live in the channel islands were csa have no right to claim.. i come and go to and from the uk in multiple identity’s

    i work full time in channel islands good weekly wage and i have a huge cash profit from my side kick earnings i have changed my name via deed-pol

    I DO NOT ANSWER TO NWO

  37. a free man with a brain 101 on July 20th, 2014 6:50 pm

    the csa are creating fraudulent debts against people who don’t owe thats government stealing and committing fraud

    my ex stole 50 grand fr4om me and my late mothers will signed a agreement she wouldnt ever claim as she is now 50k in credit GUESS WHAT CSA STARTED STEALING MONEY

    so i moved to the channel islands changed my name got a channel islands social sec number

    and am growing insane amounts of weed inside the uk GROW A BACKBONE spit on this nwo debt slave control system

  38. Andy on September 15th, 2014 12:17 am

    my ex ruined my life and messed my kids heads up i got divorced 10 years ago and she made it hard for me to see my kids and csa are just a con every time i get a job and try to get my life back on track they take half my wages which cause me to get in rears with rent and bills i have tried to talk to csa to come to an arrangment but they just say im a high risk and put phone down on me my kids are all over 18 now but csa are still hounding me and now im on sick with mental health have slashed my wrist earlyer this year but know hanging is the way to go 20 thousand pounds go fuck yourself csa

  39. connie on November 2nd, 2014 12:48 pm

    My bf of 4 years has had to put up with his twisted ex using his child against him he was seeing his child off and on due to his ex being twisted when she found out we were expecting a child shortly after that she contacted csa she was trying to make life harder for us but she hasn’t more fool her coz if she had let him see his child she would of got more than she gets just now. I don’t understand why its all about the money they should take money off paying parents and give the money grabbing mothers vouchers for kids clothes nappies food washing esentials stated childs age and so on. The money would acc go to the children coz I know bf ex spends hers on drink .

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