My husband has always supported his son from his first marriage as he's always a well paid job abroad and even though he didn't legally have to pay anything, he did anyway. But he has now started a new career working back home Mon-Fri, like everyone else. And because it's a new career he's starting at the bottom and hoping to work his way up. But that also means that his salary is very low. We both work full time and just about manage to pay all our bills with about £20 a month to call "ours". We don't go out, haven't drank in pub or even gone the cinema in over twelve months. We also have a young daughter (4yrs) and also have another due in Feb.
Because my husband was unemplyed for a good few months we had to live off what savings we had to pay the mortgage, whilst still supporting his ex and son. But as the money started to dry up we had to cancel giving her money as we just couldn't afford it. I have had to increase my debts to ensure that we kept our home. Mu husband is working now, as I said, but after we worked out the outgoings versus incoming we realised that we literally had no money to spare for his ex. So I had a chat with her and stated that we were really sorry but until one of us was earning more money then, at this time, we couldn't afford to give her any money. She accepted this ( so I thought) and that was that.
We have now a phone call off the CSA stating that they are going to investigate my husbands earnings through the company he now works for and may also investigate mine at some point, but are looking to take 15% of his earnings.....which will equate to nearly £150!!! We just don't have that to spare....we have no luxury financial things, everything is just bills so that we can have a home with running water, electricity and gas etc. I just don't know what we can do if they insist on taking this money from us??? We may default on our mortgage and so lose our house, or default on loan/bill payments and end up in court. Does anyone have any advice about our situation??