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CSA and arrears hell

(5 posts)

  1. chris67
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    Years ago I was paying child maintenance direct to my ex partner for a child we had together and years later she denied me ever having been paid anything to her stating that the payments I was making was for money I had loaned and not for the child maintenance (she was on benefits), I was unable to convince/prove that I had made these payments so the upshot is the CSA want 18000pound in arrears paying back (in effect I have to pay them again). I got married to someone else and had 2 children in that marriage and after a number of years this marriage broke down and I am now divorced, I have been paying csa for my 2 children (the other child that the 18000 arrears were from is now 18) but now it has come to light that the CSA have been taking out some of the money towards the arrears and have left my ex wife and more importantly my children out of pocket. they now say that I have to pay my ex-wife direct and I will have to come to some arrangement to pay her arrears and their arrears. I have had a career change and I am on a low wage and its a struggle. I am now with a fantastic new partner and we have bought a house together. As I will struggle to pay any extra and after reading the horror stories from other dads I want to know can the CSA force me to sell my house which I own with someone else who is not related to the children?? I have thought about signing the house over to my new partner to avoid this, would this be advisable. My new partner deals with all the monetary affairs in our house and the bills are mostly in her name as she sorts them all out so when the CSA are assessing my outgoings to fix a figure to pay them back will the fact that the bills are in her name mean that they won't take them into account. I am at my wits end, I have always provided for my children and because of my bad choices in women I am in this situation. Some of the horror stories about people being forced to sell their houses is giving myself and my current partner nightmares. PLEASE HELP................

    Posted 1 year ago #
  2. Princess
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    Hiya Chris

    I kinda know where your coming from with regard the exes etc. However, if you gave no proof of paying your exes eg direct debits, cheques etc etc and if you paid them in cash then im guessing that you don't really have any hope of proving that you paid any monies. As for transfering the house into your new partners name, well, I guess that's up to you althoug the way I see that is a bit dishonest cos it's like your making out that you have no money, where in actual fact you do cos your paying half the mortgage? As for bills etc etc well the way I look at it too is that as far as I know they take half of all the bills you pay and to be yours and obv the other half to be your new partners. Also, I'm not saying your new partner would do this BUT if you put the name soley into her name then, if it all went pete tong, she could huck you out cos its her house? I'm defo not not not saying thats what she'd do but it's just a thought just cos you've hd your fingers burnt a couple of times.
    P x

    Posted 1 year ago #
  3. chris67
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    Hi Princess

    Thanks for your reply, but I think you are missing the point I am NOT trying to get out of paying maintenance to my children I have ALWAYS paid and will continue to do so and contribute towards the upbringing of my children, the issue I have is with the arrears as I know that I have paid once and do not see why I should pay that money again because of a malicious ex. And my new partner (is a completely normal girl whom I should have met years ago who I trust with my life) supports me but I do not see why she should have to possibly lose her house for this situation, and I do not feel its dishonest as you say at all because I am a father who contributes and cares and always has done, my children will not miss out but I object to being made to lose my home and my fiances home over supposede arrears that should never have existed in the first place.

    Posted 1 year ago #
  4. Indeego
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    I don't believe the CSA can force you to sell your house, they can obtain a court order for payments, and in the means of having to meet that order you may fail to pay other bills such as rent/mortgage which would result in the obvious, but I do not believe they can force the sale of assets in order to pay them, particularly if they are assests gained following the completed seperation from your ex, and those assets do not form any part of a separation type agreement.

    Posted 1 year ago #
  5. chris67
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    Thanks Indeego,
    As the CSA are currently in the process of re-assessing I am worried (as I am already financially stretched due to a career change (of course I still pay my full amount to my ex-wife for the children) that they seem to be trying to get monies in within 2 years. This '2 year repayment' that seems to be being banded about that the CSA expect you to pay back your arrears in is extremely worrying. I intend to fight them to the end by appealing and complaining and going to my MP as these arrears should never have been logged in the first place but looking at worse case scenario and my fighting it doesn't work then there is absolutely no way I can pay those back within this short time span NO WAY. It would have to be over a longer period of time, and I am worried that they wouldn't except this. The worrying factor is after reading other peoples plights on this forum they do seem to issuing charging orders on your house irrespective whether there is any equity or whether its jointly owned with someone not related to the CSA case ?? and also issuing DEO leaving people with nothing to live on. I must admit that reading this forum although is extremely helpful its also making me feel worse when I see the other horror stories that is going on. Why can this be going on its just beyond belief. PLEASE HELP SOMEONE.......

    Posted 1 year ago #

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