CSA Self Employed


Being self employed doesn’t mean that non resident parents can avoid paying the CSA, but many NRPs do see self employment as a way of escaping the Child Support Agency.

Because the CSA tends to use the DEO (deduction from earnings order) as its favoured method of collecting payments, many people choose to quit their jobs as a way of escaping it. The CSA prefers to use the DEO because it is quick and easy, and it means they do not have to converse with the non resident parent or come to any agreement about how and when payment will be collected. The CSA will issue your employer with a DEO, and your employer has to comply with it or they will be threatened with the bailiffs. Few employers will challenge this.

As a result, and because a DEO can be for as much as 40% of your wage, many people choose to quit their jobs and either become unemployed, or go self employed. The CSA does not like to chase after non resident parents who are self employed because it is more hassle, requires more legwork, and through creative accounting the self employed are able to disguise earnings, thus reducing the amount they owe to the CSA for the maintenance of their children.

The CSA will use the most recent tax return of the self employed person to work out how much money they earn, and how much money they need to pay. Because a non resident parent has to pay 15% of their earnings, after tax, for one child, it is in the NRP’s interest to declare as little as possible in their tax return. This way they pay less tax, and less child support.

Becoming self employed is very easy, and it can even be done while keeping your current job if your employer will allow it. Some non resident parents choose (with their employer’s permission) to become ‘contracted’, which means they are not salaried, they do not have any of the perks or security of a full time employee, and they pay their own tax.

There are many tales on our website from non resident parents who have gone down the self employment route for one reason or another, and you can read their advice on how they have managed it, and what the outcome was, right here.

Comments

158 Responses to “CSA Self Employed”

  1. Peggy on March 13th, 2016 1:22 am

    I applaud Joanne post in Jan 2016.
    Man or woman, they both can be pathetic selfish creatures if they cheat or gail their kids.They don’t think about the kids.
    Dealing with a pathetic excuse for a man who refuses to pay the bare minimum because of incorrect information to the useless and lazy CSA.
    Yes, you make them, you pay for them, regardless. It’s your moral duty. Surviving abuse and yet having to endure the cheating ex bad mouthing. The non paying ex are mental creatures that will never change and will never have true relationships with their kids as they are self absorbed. This is only one group.
    I feel sorry for those that did not cheat on their marriages and the breakdown was a last resort. I feel sorry for good people who have to deal with a bad ex.
    At the end of the day, pay for your kids. Don’t moan about not affording to pay because you made them, so too bad, they need help.
    If I have to read another pathetic moan saying They get child support blah…er, if you only have 2 kids, it’s not a lot. Feed, clothe, put a roof over them and keep them safe and warm…it’s really not much, even with a full time wage minus bills. Having a psycho ex who claims has no money but goes on holidays abroad, eats out etc…please.
    CSA are a disgrace not doing more. The govt need to crackdown on this self employed bullshit to hide money. Utter disgrace for the kids to find out their parent, mostly dad’s btw, didn’t give a shit about their financial security. No, they wanted the primary carer to suffer, so used their kids as pawns. Not a great legacy for your kids or a role model. Thank God for good primary care parents, mostly women but some men too, who try and protect their kids even though they see the selfish greedy ex. Thanks to the primary carer who always remain calm for the sake of the kids, even with hell from ex.
    There would never be a nasty bitter issue with child maintenance if the parent that did wrong: owned up and took responsibility. They would pay what is fair. They would not have to be spineless and avoid paying. They would show their kids they were an honourable parent by making payment.
    This is based on a cheating ex that broke the marrital contract and trust of a wife and their children. This scenario is a cheating ex punishing the good parent but is also punishing the children. When you don’t put your children first, you will never be a responsible parent. If it’s all about you…seriously, you have no right being a parent. You are too selfish. Childhood is only a short stage of their lives. I hope more people appeal or make complaints about CSA failings. The law also fails children. We also need to have some sort of name and shame site for child maintenance avoiders. It’s not slander if it’s true.
    God help the children who have a parent that chooses to do anything to avoid paying child support. For those poor children to find our they were not worth anything to that parent.

  2. r doughty on March 24th, 2016 12:57 am

    money money money….. the same old story i read in previous rant. think of the children, there being denied a father by this system . so broke hes like me working 60 hours a week for 15 pounds less than benefits would equal while shes buying them gifts with his money saying there dad doesnt care when hes unable to buy them stuff like mums does……. i was told last christmas when without warning my payment was trebled . after saying i couldnt see them over christmas or now afford any presents. the reply…..thats not our concern? the clues in the name you idiot!!!
    the children will one day grow up and as i already have experienced. find out the real truth and mum….yer fked. the hatred will run true.

  3. Izzy on March 31st, 2016 8:17 am

    Peggy, just reading that diatribe only makes me sympathise with your ex.

  4. Hellen on August 1st, 2016 12:42 pm

    MY son is now 17 and in all the years growing up I have not had a penny of support from his Father. His Father is a PGA touring Gold Pro and Teacher living in Hereford. The last conversation we had via text was very telling, he said and I quote ‘ You need to go and find a man like any normal woman does and get him to support ‘Your ‘ son’. This from a man who went through to a DNA test to prove himself right that he was not the Father of our son, only to find out he was. He said I had cheated (which was not true) he truned out to be the one cheating on me with his now Wife….Sometime the odd fifty a month would make a difference, the positive is my son dies not have to interact with his Father and pick up his elfish ways..

  5. Paul Phillips on January 16th, 2017 12:19 pm

    I do think parents should pay for their kids
    In my case I had to fight for 3 yrs from 2011 to 2013
    Against a lieing and bitter & controling mum who was hell bent in destroying the bonds between a loving father and his 4 children
    Iv not seen them since 2013
    it’s very hard to want to pay
    When this kind of crap has gone on
    Yes I know you should still pay bla bla bla
    But where’s the fairness here
    When a system called family law backs up these bitter women !!!!!!!!!!!!!!

  6. Daniel ford on April 27th, 2017 4:48 pm

    First off I’m a good dad that is refusing to pay the mum of my children for a number of reasons like my mum provides her with free child care so she can work part time and still claim all benefits so when women say u made them pay for them same goes to u why are u exempt from working cos u have children that spend 7 hours a day in school so she gets a house paid for rent paid for etc so I have to pay my own everything and I have my children every single weekend with or with out work their mum went to Thailand for 10 days last year while I had the children and went to work and she has a boyfriend that is refusing to move in with her cos they will lose all the state help they get and she went Ireland for 5 days with her boyfriend at the start of the year and guess who had the kids me and she’s Insured on her sisters car so she has enough money and I have bought the kids I pads the kids bikes cos I have them every weekend without fail so why the fuck should I pay her anything the kids have everything they want and I’ve had to buy them clothing for when they are with me cos there mum packs old stuff with holes in and don’t fit the kids so all u independent women out there who don’t work , before u moan at men try standing on ur own two feet first before u start bad mouthing men and another thing u was happy to lay down an spread ur legs , u picked the dad no one else

  7. paul on May 8th, 2017 8:54 pm

    Hello everyone, I have read this article with great interest. I work full time and set up csa payments myself to pay my maintenance to my ex partner. And I’ve the last several years I have had one heck of a ride. First of all my ex claimed I had arrears because I hadn’t been paying her directly. During this time I was working offshore and paid what I thought I was due to pay. Turns out that I had overpaid by >£5k. This took years to recoup. Then my ex appealed the calculated figure and refused to allow me to have residential contact to gain more money (breaching a court order might I add) court of appeals ruled In het favour now I’m in arrears even after I appealed. They said regardless of a court order being breached It wad calculated on actual contact time. Never the less I argued no more. U then had the opportunity of an onshore job which I jumped at so the kids could get regular contact, during my time offshore It could be up to 8 weeks untill the kids got to see me. So because of this onshore was a no brainer. One year on after sorting out csa yet again based on my new wages my ex claims I still get offshore bonus because I’ve had 2 overseas management visits (no bonuses paid) so now I’m in yet another battle. Letters from employer saying that I dont get bonuses etc etc. Now I dont mind paying for my kids at all, but because I’m fighting to se them and solicitors arnt cheep I cant even afford to take the kids out to cinema and things and let them have treats. The shirt its literally been taken from my back. I’m a grafter and always have been all the while my ex takes more money home than some people get from a full time job and gets assistance from the taxpayer for benefits. Now before anyone jumps on a band wagon I will say that I’m happy to pay for my kids I just don’t understand that I work so hard and gave to sometimes choose between food or fuel to get to work.
    I decided to try and set up a small part time business to try and make a little more money to give my kids more when they come around. Guess what my ex its wanting a new calculation based on my self employed income which is at the moment nothing. When in profit again no issue with paying for my kids,but the biggest question in my head is why bother bo matter what I do its bot worth doing. Its very depressing and all I want to do its gave something to give to my kids and to leave for them when I’m gone. Um not surprised so many people get and buck the system to not pay. I feel sorry for my kids and also the guys/ladies that work at the csa they must have some grief to put up with if my story is a regular occurrence
    Thanks for reading. And yes I will not let it beat me will be able to some day rake my kids on a holiday. And maybe be able to buy them there first car I help them get to university.

  8. Carelle on June 9th, 2017 8:48 am

    Same old story. Ex-wives silly demands are not accepted by the Courts so they deny fathers access to their children. As if that is likely to get them any money! I imagine many fathers are drive to identify ways to reduce what they pay in maintenance by ex-wife’s refusal to allow access to children? Real loser is the child in my view.

    My stepfather provided me and my mother and his son with everything. Marriage did not work out. Stepfather initiated the divorce. My mother initiated the Courts about maintenance. Almost 30% of family wealth went on legal fees and my mother ended up with settlement much lower than my stepfather had offered before the courts were involved.

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