CSA is only after the cash

May 7, 2015

Hi, I am father to two little boys (6 & 8) and their mother left me about a year ago after I got sick which resulted in me having an operation.

We had been struggling financially for some time and I had built up a debt of ~£18k over a period of ~6 years. Money that was spent on childcare, clothes, food, rent. The usual life stuff. My ex and argued quite a bit about money which always boiled down to, I, not having enough and, she, wanting more.

So knowing that I was already struggling for money she left and quite happily left the debts to me. In that time I also was informed that we had been over paid Tax Credits to the tune of £4k.

We also sat the boys down to ask them who they wanted to live with. I found afterwards from them that their mother had basically emotionally blackmailed them to choose her and that they wanted to stay with me.

So whilst she is now in receipt of childcare and working she still wanted a pound of flesh from me.

Long story short, my job is pretty low paid (I work for a charity), the increased running costs of the house on my own coupled with loan\Credit Card\overdraft meant that I was left with a deficit of ~£200 per month. I was soon behind with Council Tax to the tune of £800. So knowing full well I wasn’t coping financially and was seeking a way to get back to a level (Bankruptcy\DRO\IVA) she decided to get the CSA involved to get payments from me. During this time she also stopped the boys from coming to stay and limited my time to see them to a couple of hours a week.

Finally I am in the process of getting an IVA setup which will leave me with £40pm to live on. And that is with a £190pm payment to the CSA. But since they have back dated the claim I am now over £1k behind on payments and they want £415pm. Because I can’t pay they are threatening to take it directly from my wages which will mean I will be unable to pay rent or council tax or even support the IVA. Not that CSA care whether I am homeless, jobless, or never see my boys again. They just want the cash.

So here I am. I miss my boys and they cry every time I see them because they want to come and live with me. But I am broke and looks like I will be going to Jail soon as I have nothing to give the CSA and nothing left to sell either. And that is my story.

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