Better off with a private agreement
March 25, 2013
Hi all, it seems to be the same ole story regarding the dreaded CSA. I worked at ford motor company for 17 years up until i was made redundant in march 2009. I paid CSA for my two children out of my wages from around 2003 when me and the ex separated and i paid her well as I was on very good money then.
Yes I agree absent parents should pay and support their kids and at the time I was pissed off with the amount I had to pay and the CSA dont take your living costs into account like the courts did many years ago, my dad paid my mum 10p a year for two kids cos he had debts and bills etc yes that was right 10p a year for two kids. When I lost my job in 2009 i found further employment with a wage less than half it was at ford and me and ex decided to do a private arrangement so when I got paid I would tell her the monthly amount she worked it out on the CSA calculator I would show her a payslip, pay her and she gave me a reciept we both signed and she would state I was up to date.
The CSA would contact us every now and then asking if all was working out and I would always ask if any arrears were outstanding and that my ex was giving me reciepts, they always told me I was up to date. My ex and I were fine with this and had a decent relationship until I lost my job again in august 2012, my ex wife wanted more money and went to the csa and told them all my details and that i was going to be starting a new job but as a bank worker (this means a zero hours contract and work as and when needed) The csa phoned me to tell me that i had to pay them in future and that I was 577 in arrears and was calculated from when I worked at fords over 4 years ago when they were deducting the money from my wages.
They even said that if we keep a private arrangement the arrears do not exsist but through the csa I owe this amount so I argued it then argued with the ex and why she did this and we were at war for weeks and now I have not spoken to her or my kids since sept. I dont pay for daughter now cos she is 20 just pay for son who is 17. Any way my first months money was £738 and I sent payslip to csa they said they wanted 2 payslips to assess me but I sent that slip in and a cheque for 15%, they come back to me and said I owe based on the infomation I gave them £192 per month plus £43 a month arrears £235 a month, I phoned and argued this and they said it was standered, so I argued I was on zero hours contract not guaranteed work it was impossible for them to work out a schedule the amount they were asking was way to high on what I was earning and what are the arrears about?
I got my MP involved who wrote to the csa, my next pay was £900 so i sent that to the csa and a cheque for 15% so as you can see i am not refusing to pay but they put arrears higher to over 700 and payment of £243 per month plus £55 arrears so now they want nearly 300 out of an un guaranteed £900. My MP got into this and the csa wrote back saying over the years I have over paid and I now only owe £19 a week or £116 a month, when I was at school 19×4=76. on top of that even though they said i had paid too much they still wanted £33 a month arrears.
How can arrears keep changing? if you over paid your mortgage, bank load etc would the bank write to you and say you have overpaid and now your in arrears? no they wont but the csa does. From 18th march my pay goes weekly so i informed the csa of this change and my first weekly payslip will be 29 march. I now get a letter from the csa asking for me to give them 5 weekly payslips by the 29th march or they will take an action against me. WTF?
It proves the csa cant add up, make up arrears, and cant work out if you are paid weekly you wont possible have 5 payslips in 2 weeks. They say if im on a zero hours contract they will default my payments to £30 a week which is law, but if i only work one day that week and i cant pay 30 they will add it to my arrears and if i work 7 days one week they will take my arrears plus put payment up to match that weeks money and if i work 1 day the following week my arrears go up again based on the work i did the week before, so its a no win situation.
I was better off having a private agreement with ex but she chose to use the agency for some reason and iv been stuffed and stressed. the agency does breach the human rights act and everybody on here needs to bombard the prime minister every week with the same letters and dont stop until we are heard.
CSA robbing selfish scum who only take the word of the mother need to be brought down…